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Get Cheap Car Insurance in Downtown Brooklyn, Brooklyn, NY
We monitor insurance prices, helping the average driver in Downtown Brooklyn save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Downtown Brooklyn
The chart below shows the cheapest car insurance company in Downtown Brooklyn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Downtown Brooklyn Insurer | Monthly Cost |
|---|---|
| Kemper | $111 |
| Plymouth Rock Assurance | $147 |
| Safeco Insurance | $159 |
| Geico | $165 |
Savings for Every Kind of Downtown Brooklyn Driver
Based on our extensive insurance data, we know the average Downtown Brooklyn driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $898 per year by choosing the right vehicle insurance company. Some Downtown Brooklyn residents are paying out over $3,011 extra every year for auto insurance in Downtown Brooklyn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Brooklyn, Brooklyn, NY Savings / Yr. |
|---|---|
$898 |
|
$572 |
|
$1,144 |
|
$1,157 |
|
$2,835 |
|
$949 |
|
$1,511 |
Downtown Brooklyn Car Insurance vs. Brooklyn
People living in Downtown Brooklyn pay an average of 24.17% more than the typical driver in the state. The average driver in Downtown Brooklyn can expect to pay about $2,184 per year, or $3,011 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Downtown Brooklyn for most people.
Car Insurance Prices by Downtown Brooklyn Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Brooklyn?
The map shows insurance prices in and around Downtown Brooklyn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $702 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,549 to a low of $2,847. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Downtown Brooklyn.Pick the Best Car Insurance Company for You in Downtown Brooklyn
The best car insurance provider for most drivers in Downtown Brooklyn
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $898 over the average Downtown Brooklyn car insurance company.
The best car insurance provider for Downtown Brooklyn drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $572 over the competition.
The best car insurance company for Downtown Brooklyn drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,144 better than other car insurance companies.
The best auto insurance for Downtown Brooklyn drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,157 less each year.
The least expensive car insurance company for new and young drivers in Downtown Brooklyn
In Downtown Brooklyn, Progressive costs young drivers $2,835 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Brooklyn
Progressive gave the largest car insurance discounts to married couples, averaging $949 saved each year compared to an average Downtown Brooklyn couple's premiums.
The cheapest car insurance in Downtown Brooklyn for drivers with bad credit
The best Downtown Brooklyn car insurance company for customer service
Nationwide was the best company for customer service in Downtown Brooklyn according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Brooklyn
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown Brooklyn driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Brooklyn, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Downtown Brooklyn
What Influences the Cost of Car Insurance in Downtown Brooklyn?
On average, car insurance in Downtown Brooklyn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Brooklyn is 37 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Brooklyn are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Downtown Brooklyn is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Brooklyn is $182 per month for minimum coverage and $251 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Boerum Hill: Insurance costs 3.29% more
- Brooklyn Heights: Insurance costs 2.66% less
- Dumbo: Insurance costs 0.50% more
- Cobble Hill: Insurance costs 1.13% less
- Columbia Street Waterfront District: Insurance costs 1.33% less
- Fort Green: Insurance costs 8.04% more
- Carroll Gardens: Insurance costs 0.66% less
- Clinton Hill: Insurance costs 5.48% more
- Lower East Side: Insurance costs 10.43% more
- Red Hook: Insurance costs 9.17% more
Neighborhoods with Similar Populations
- Oceanway: Insurance costs 19.06% less
- Cathedral Park: Insurance costs 39.89% less
- Airport-Pines Road: Insurance costs 0.66% less
- Cheltenham: Insurance costs 30.59% less
- Copperfield: Insurance costs 35.64% less
- Highland Hills: Insurance costs 22.12% less
- La Sierra Acres: Insurance costs 24.91% less
- Yorkshire: Insurance costs 53.17% less
- Airport North: Insurance costs 1.73% less
- University District: Insurance costs 39.62% less