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Get Cheap Car Insurance in Boerum Hill, Brooklyn, NY
We monitor insurance prices, helping the average driver in Boerum Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Boerum Hill
The chart below shows the cheapest car insurance company in Boerum Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Boerum Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $152 |
| Safeco Insurance | $164 |
| Geico | $171 |
Savings for Every Kind of Boerum Hill Driver
Based on our extensive insurance data, we know the average Boerum Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $927 per year by choosing the right vehicle insurance company. Some Boerum Hill residents are paying out over $3,110 extra every year for auto insurance in Boerum Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Boerum Hill, Brooklyn, NY Savings / Yr. |
|---|---|
$927 |
|
$591 |
|
$1,181 |
|
$1,195 |
|
$2,928 |
|
$980 |
|
$1,561 |
Boerum Hill Car Insurance vs. Brooklyn
People living in Boerum Hill pay an average of 28.23% more than the typical driver in the state. The average driver in Boerum Hill can expect to pay about $2,256 per year, or $3,110 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Boerum Hill for most people.
Car Insurance Prices by Boerum Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Boerum Hill?
The map shows insurance prices in and around Boerum Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $767 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,545 to a low of $2,778. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Boerum Hill.Pick the Best Car Insurance Company for You in Boerum Hill
The best car insurance provider for most drivers in Boerum Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $927 over the average Boerum Hill car insurance company.
The best car insurance provider for Boerum Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $591 over the competition.
The best car insurance company for Boerum Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,181 better than other car insurance companies.
The best auto insurance for Boerum Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,195 less each year.
The least expensive car insurance company for new and young drivers in Boerum Hill
In Boerum Hill, Progressive costs young drivers $2,928 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Boerum Hill
Progressive gave the largest car insurance discounts to married couples, averaging $980 saved each year compared to an average Boerum Hill couple's premiums.
The cheapest car insurance in Boerum Hill for drivers with bad credit
The best Boerum Hill car insurance company for customer service
Nationwide was the best company for customer service in Boerum Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Boerum Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Boerum Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Boerum Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Boerum Hill
What Influences the Cost of Car Insurance in Boerum Hill?
On average, car insurance in Boerum Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Boerum Hill is 41 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Boerum Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Boerum Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Boerum Hill is $188 per month for minimum coverage and $259 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Brooklyn: Insurance costs 3.18% less
- Cobble Hill: Insurance costs 4.28% less
- Carroll Gardens: Insurance costs 3.83% less
- Columbia Street Waterfront District: Insurance costs 4.47% less
- Brooklyn Heights: Insurance costs 5.76% less
- Fort Green: Insurance costs 4.60% more
- Dumbo: Insurance costs 2.70% less
- Park Slope: Insurance costs 3.28% less
- Red Hook: Insurance costs 5.69% more
- Clinton Hill: Insurance costs 2.12% more
Neighborhoods with Similar Populations
- Shadow Creek Ranch: Insurance costs 38.42% less
- Highland: Insurance costs 42.73% less
- Eastchester: Insurance costs 6.01% more
- Northwest Austin: Insurance costs 42.64% less
- Oxon Hill-Glassmanor: Insurance costs 24.66% less
- Parkside: Insurance costs 27.23% less
- South Philadelphia: Insurance costs 45.69% less
- Cooper Mountain-Aloha North: Insurance costs 44.57% less
- Cal Young: Insurance costs 53.05% less
- Fishtown: Insurance costs 48.91% less