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Get Cheap Car Insurance in Northwest Austin, Austin, TX
We monitor insurance prices, helping the average driver in Northwest Austin save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Northwest Austin
The chart below shows the cheapest car insurance company in Northwest Austin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Northwest Austin Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $62 |
| State Farm | $67 |
Savings for Every Kind of Northwest Austin Driver
Based on our extensive insurance data, we know the average Northwest Austin driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some Northwest Austin residents are paying out over $1,784 extra every year for auto insurance in Northwest Austin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwest Austin, Austin, TX Savings / Yr. |
|---|---|
$367 |
|
$840 |
|
$740 |
|
$848 |
|
$1,291 |
|
$488 |
|
$533 |
Northwest Austin Car Insurance vs. Austin
People living in Northwest Austin pay an average of 8.70% less than the typical driver in the state. The average driver in Northwest Austin can expect to pay about $1,063 per year, or $1,784 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Northwest Austin for most people.
Car Insurance Prices by Northwest Austin Neighborhood
Insurance Prices
Where is insurance cheapest within Northwest Austin?
The map shows insurance prices in and around Northwest Austin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $299 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,923 to a low of $1,624. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Northwest Austin.Pick the Best Car Insurance Company for You in Northwest Austin
The best car insurance provider for most drivers in Northwest Austin
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $367 over the average Northwest Austin car insurance company.
The best car insurance provider for Northwest Austin drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $840 over the competition.
The best car insurance company for Northwest Austin drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $740 better than other car insurance companies.
The best auto insurance for Northwest Austin drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $848 less each year.
The least expensive car insurance company for new and young drivers in Northwest Austin
In Northwest Austin, State Farm costs young drivers $1,291 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwest Austin
State Farm gave the largest car insurance discounts to married couples, averaging $488 saved each year compared to an average Northwest Austin couple's premiums.
The cheapest car insurance in Northwest Austin for drivers with bad credit
The best Northwest Austin car insurance company for customer service
Nationwide was the best company for customer service in Northwest Austin according to the NAIC.
Recent price drops
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The cheapest large national provider in Northwest Austin
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northwest Austin driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwest Austin, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Northwest Austin
What Influences the Cost of Car Insurance in Northwest Austin?
On average, car insurance in Northwest Austin is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwest Austin are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Northwest Austin is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northwest Austin is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Milwood: Insurance costs 1.23% less
- Fern Bluff: Insurance costs 3.25% less
- North Burnet: Insurance costs 3.59% more
- Mesa Forest: Insurance costs 1.46% less
- North Shoal Creek: Insurance costs 1.23% more
- North Austin: Insurance costs 9.64% more
- Wooten: Insurance costs 10.93% more
- Allandale: Insurance costs 1.01% less
- North Lamar: Insurance costs 16.03% more
- Crestview: Insurance costs 0.06% less
Neighborhoods with Similar Populations
- Capitol Hill: Insurance costs 20.91% more
- Clifton: Insurance costs 76.23% more
- Poplar-Ludlow-Yorktowne: Insurance costs 6.33% less
- Portar Ranch: Insurance costs 37.11% more
- Ramona: Insurance costs 24.83% more
- Rice Military: Insurance costs 6.17% more
- Five Points: Insurance costs 20.40% more
- Flint Village: Insurance costs 0.11% less
- Springfield Gardens: Insurance costs 99.10% more
- Greater Upper Marlboro: Insurance costs 26.79% more