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Get Cheap Car Insurance in North Austin, Austin, TX
We monitor insurance prices, helping the average driver in North Austin save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in North Austin
The chart below shows the cheapest car insurance company in North Austin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| North Austin Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $66 |
| Progressive | $68 |
| State Farm | $73 |
Savings for Every Kind of North Austin Driver
Based on our extensive insurance data, we know the average North Austin driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some North Austin residents are paying out over $1,956 extra every year for auto insurance in North Austin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Austin, Austin, TX Savings / Yr. |
|---|---|
$402 |
|
$921 |
|
$812 |
|
$930 |
|
$1,415 |
|
$535 |
|
$585 |
North Austin Car Insurance vs. Austin
People living in North Austin pay an average of 0.10% more than the typical driver in the state. The average driver in North Austin can expect to pay about $1,165 per year, or $1,956 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Austin for most people.
Car Insurance Prices by North Austin Neighborhood
Insurance Prices
Where is insurance cheapest within North Austin?
The map shows insurance prices in and around North Austin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $258 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,080 to a low of $1,822. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of North Austin.Pick the Best Car Insurance Company for You in North Austin
The best car insurance provider for most drivers in North Austin
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $402 over the average North Austin car insurance company.
The best car insurance provider for North Austin drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $921 over the competition.
The best car insurance company for North Austin drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $812 better than other car insurance companies.
The best auto insurance for North Austin drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $930 less each year.
The least expensive car insurance company for new and young drivers in North Austin
In North Austin, State Farm costs young drivers $1,415 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Austin
State Farm gave the largest car insurance discounts to married couples, averaging $535 saved each year compared to an average North Austin couple's premiums.
The cheapest car insurance in North Austin for drivers with bad credit
The best North Austin car insurance company for customer service
Nationwide was the best company for customer service in North Austin according to the NAIC.
Recent price drops
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The cheapest large national provider in North Austin
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Austin driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Austin, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around North Austin
What Influences the Cost of Car Insurance in North Austin?
On average, car insurance in North Austin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Austin is 29 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Austin are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- North Austin has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Austin is $97 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Lamar: Insurance costs 5.83% more
- Wooten: Insurance costs 1.18% more
- Georgian Acres: Insurance costs 1.58% more
- North Shoal Creek: Insurance costs 7.67% less
- Heritage Hills: Insurance costs 4.96% more
- Crestview: Insurance costs 8.84% less
- Windsor Hills: Insurance costs 1.64% more
- North Burnet: Insurance costs 5.52% less
- Highland: Insurance costs 2.86% less
- Saint Johns: Insurance costs 1.28% less
Neighborhoods with Similar Populations
- Park Heights: Insurance costs 24.64% more
- Academy Gardens: Insurance costs 19.53% less
- Howard Beach: Insurance costs 55.37% more
- Indian River: Insurance costs 35.69% less
- Logan-Ogontz-Fern Rock: Insurance costs 5.73% less
- Metro West: Insurance costs 44.58% more
- Mxcully-Moiliili: Insurance costs 25.10% less
- North Central Dallas: Insurance costs 3.73% less
- Northwest Austin: Insurance costs 8.79% less
- Paradise Hills: Insurance costs 5.21% more