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Get Cheap Car Insurance in Greater Upper Marlboro, Brock Hall, MD

We monitor insurance prices, helping the average driver in Greater Upper Marlboro save up to 26.9% on car insurance.

 

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The Cheapest Minimum Coverage in Greater Upper Marlboro

The chart below shows the cheapest car insurance company in Greater Upper Marlboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
Greater Upper Marlboro Insurer Monthly Cost
State Farm $105
Erie Insurance $106
Travelers $121
Safeco Insurance $126

Savings for Every Kind of Greater Upper Marlboro Driver

The table shows how much the average auto insurance customer in Greater Upper Marlboro might save by following our recommendations.

Based on our extensive insurance data, we know the average Greater Upper Marlboro driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some Greater Upper Marlboro residents are paying out over $2,262 extra every year for auto insurance in Greater Upper Marlboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Greater Upper Marlboro, Brock Hall, MD Savings / Yr.
$421
$396
$460
$742
$1,427
$255
$997

Greater Upper Marlboro Car Insurance vs. Brock Hall

People living in Greater Upper Marlboro pay an average of 22.08% more than the typical driver in the state. The average driver in Greater Upper Marlboro can expect to pay about $1,542 per year, or $2,262 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in Greater Upper Marlboro for most people.

Car Insurance Prices by Greater Upper Marlboro Neighborhood

Greater Upper Marlboro, Brock Hall, MD map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Greater Upper Marlboro?

The map shows insurance prices in and around Greater Upper Marlboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $396 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,417 to a low of $2,021. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Greater Upper Marlboro.

Pick the Best Car Insurance Company for You in Greater Upper Marlboro

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Greater Upper Marlboro insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Greater Upper Marlboro

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $421 over the average Greater Upper Marlboro car insurance company.

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We use the average good driver, paying $153 per month, as our baseline for pricing in Greater Upper Marlboro. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Greater Upper Marlboro drivers with accidents on their records

In Greater Upper Marlboro getting into an accident will raise premiums an average 25% for a yearly cost of $3,020. That's $758 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.

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The best car insurance company for Greater Upper Marlboro drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $460 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Greater Upper Marlboro, tickets raise premiums on new quotes about $474. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $2,736 per year.

The best auto insurance for Greater Upper Marlboro drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,236 per year in auto insurance premiums, which was $974 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $742 less each year.

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The least expensive car insurance company for new and young drivers in Greater Upper Marlboro

In Greater Upper Marlboro, Erie Insurance costs young drivers $1,427 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Greater Upper Marlboro. With an average cost of $7,004 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Greater Upper Marlboro

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $189. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Greater Upper Marlboro.

State Farm gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Greater Upper Marlboro couple's premiums.

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The cheapest car insurance in Greater Upper Marlboro for drivers with bad credit

People with poor credit saved an average of $997 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,444 every year. Premiums for people with poor credit were about $3,706 in Greater Upper Marlboro. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best Greater Upper Marlboro car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Greater Upper Marlboro, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Greater Upper Marlboro.

Nationwide was the best company for customer service in Greater Upper Marlboro according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Greater Upper Marlboro, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Greater Upper Marlboro. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Greater Upper Marlboro

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 14% of Greater Upper Marlboro residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Greater Upper Marlboro driver can expect to pay about $133 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greater Upper Marlboro, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
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Auto Insurance Prices in and Around Greater Upper Marlboro

What Influences the Cost of Car Insurance in Greater Upper Marlboro?

On average, car insurance in Greater Upper Marlboro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Greater Upper Marlboro is 52 minutes, which is far more than average for a driver in the city.
  • Maryland state insurance regulations may require higher prices.
  • An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Greater Upper Marlboro are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Greater Upper Marlboro is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Greater Upper Marlboro is $128 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Greater Upper Marlboro driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Greater Upper Marlboro with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.