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Get Cheap Car Insurance in Springfield Gardens, Queens, NY
We monitor insurance prices, helping the average driver in Springfield Gardens save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Springfield Gardens
The chart below shows the cheapest car insurance company in Springfield Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Springfield Gardens Insurer | Monthly Cost |
|---|---|
| Kemper | $131 |
| Plymouth Rock Assurance | $174 |
| Safeco Insurance | $187 |
| Geico | $195 |
Savings for Every Kind of Springfield Gardens Driver
Based on our extensive insurance data, we know the average Springfield Gardens driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,059 per year by choosing the right vehicle insurance company. Some Springfield Gardens residents are paying out over $3,552 extra every year for auto insurance in Springfield Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Springfield Gardens, Queens, NY Savings / Yr. |
|---|---|
$1,059 |
|
$675 |
|
$1,349 |
|
$1,365 |
|
$3,344 |
|
$1,119 |
|
$1,782 |
Springfield Gardens Car Insurance vs. Queens
People living in Springfield Gardens pay an average of 46.45% more than the typical driver in the state. The average driver in Springfield Gardens can expect to pay about $2,576 per year, or $3,552 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Springfield Gardens for most people.
Car Insurance Prices by Springfield Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Springfield Gardens?
The map shows insurance prices in and around Springfield Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $403 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,678 to a low of $3,275. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Springfield Gardens.Pick the Best Car Insurance Company for You in Springfield Gardens
The best car insurance provider for most drivers in Springfield Gardens
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,059 over the average Springfield Gardens car insurance company.
The best car insurance provider for Springfield Gardens drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $675 over the competition.
The best car insurance company for Springfield Gardens drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,349 better than other car insurance companies.
The best auto insurance for Springfield Gardens drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,365 less each year.
The least expensive car insurance company for new and young drivers in Springfield Gardens
In Springfield Gardens, Progressive costs young drivers $3,344 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Springfield Gardens
Progressive gave the largest car insurance discounts to married couples, averaging $1,119 saved each year compared to an average Springfield Gardens couple's premiums.
The cheapest car insurance in Springfield Gardens for drivers with bad credit
The best Springfield Gardens car insurance company for customer service
Nationwide was the best company for customer service in Springfield Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Springfield Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Springfield Gardens driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Springfield Gardens, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Springfield Gardens
What Influences the Cost of Car Insurance in Springfield Gardens?
On average, car insurance in Springfield Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Springfield Gardens is 58 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Springfield Gardens are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Springfield Gardens is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Springfield Gardens is $215 per month for minimum coverage and $296 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rochdale Village: Insurance costs 0.56% less
- Laurelton: Insurance costs 1.32% more
- Locust Manor: Insurance costs 2.11% more
- Rosedale: Insurance costs 0.39% less
- St Albans: Insurance costs 1.55% more
- Cambria Heights: Insurance costs 0.03% more
- South Ozone Park: Insurance costs 1.52% less
- Hollis: Insurance costs 1.77% less
- Jamaica: Insurance costs 1.46% less
- Queens Village: Insurance costs 1.89% less
Neighborhoods with Similar Populations
- North Austin: Insurance costs 44.93% less
- Woodbridge: Insurance costs 41.50% less
- West Village: Insurance costs 17.71% less
- West Seattle: Insurance costs 53.77% less
- West Englewood: Insurance costs 41.13% less
- Weequahic: Insurance costs 29.22% less
- South Norfolk: Insurance costs 63.91% less
- Shadow Creek Ranch: Insurance costs 46.09% less
- Roxborough: Insurance costs 58.42% less
- Rice Military: Insurance costs 46.68% less