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Get Cheap Car Insurance in Rosedale, Queens, NY
We monitor insurance prices, helping the average driver in Rosedale save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Rosedale
The chart below shows the cheapest car insurance company in Rosedale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Rosedale Insurer | Monthly Cost |
|---|---|
| Kemper | $130 |
| Plymouth Rock Assurance | $173 |
| Safeco Insurance | $186 |
| Geico | $194 |
Savings for Every Kind of Rosedale Driver
Based on our extensive insurance data, we know the average Rosedale driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,055 per year by choosing the right vehicle insurance company. Some Rosedale residents are paying out over $3,538 extra every year for auto insurance in Rosedale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rosedale, Queens, NY Savings / Yr. |
|---|---|
$1,055 |
|
$673 |
|
$1,344 |
|
$1,360 |
|
$3,330 |
|
$1,115 |
|
$1,775 |
Rosedale Car Insurance vs. Queens
People living in Rosedale pay an average of 45.88% more than the typical driver in the state. The average driver in Rosedale can expect to pay about $2,566 per year, or $3,538 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Rosedale for most people.
Car Insurance Prices by Rosedale Neighborhood
Insurance Prices
Where is insurance cheapest within Rosedale?
The map shows insurance prices in and around Rosedale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $835 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,720 to a low of $2,885. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Rosedale.Pick the Best Car Insurance Company for You in Rosedale
The best car insurance provider for most drivers in Rosedale
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,055 over the average Rosedale car insurance company.
The best car insurance provider for Rosedale drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $673 over the competition.
The best car insurance company for Rosedale drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,344 better than other car insurance companies.
The best auto insurance for Rosedale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,360 less each year.
The least expensive car insurance company for new and young drivers in Rosedale
In Rosedale, Progressive costs young drivers $3,330 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rosedale
Progressive gave the largest car insurance discounts to married couples, averaging $1,115 saved each year compared to an average Rosedale couple's premiums.
The cheapest car insurance in Rosedale for drivers with bad credit
The best Rosedale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rosedale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Rosedale driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rosedale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Rosedale
What Influences the Cost of Car Insurance in Rosedale?
On average, car insurance in Rosedale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Rosedale is 62 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rosedale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Rosedale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rosedale is $214 per month for minimum coverage and $295 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Laurelton: Insurance costs 1.72% more
- Springfield Gardens: Insurance costs 0.40% more
- Cambria Heights: Insurance costs 0.42% more
- Rochdale Village: Insurance costs 0.17% less
- St Albans: Insurance costs 1.95% more
- Locust Manor: Insurance costs 2.52% more
- Queens Village: Insurance costs 1.50% less
- Hollis: Insurance costs 1.38% less
- South Ozone Park: Insurance costs 1.13% less
- Far Rockaway: Insurance costs 3.65% less
Neighborhoods with Similar Populations
- Ashburn: Insurance costs 43.56% less
- Southwest: Insurance costs 40.05% less
- Southwest Arlington: Insurance costs 50.31% less
- South Tacoma: Insurance costs 52.77% less
- Somerton: Insurance costs 54.92% less
- Silver Lake: Insurance costs 54.78% less
- Rhawnhurst: Insurance costs 53.05% less
- North Side: Insurance costs 12.69% less
- Murray Hill: Insurance costs 15.86% less
- Montebello: Insurance costs 34.57% less