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Get Cheap Car Insurance in Cambria Heights, Queens, NY
We monitor insurance prices, helping the average driver in Cambria Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Cambria Heights
The chart below shows the cheapest car insurance company in Cambria Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Cambria Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $131 |
| Plymouth Rock Assurance | $174 |
| Safeco Insurance | $187 |
| Geico | $195 |
Savings for Every Kind of Cambria Heights Driver
Based on our extensive insurance data, we know the average Cambria Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,059 per year by choosing the right vehicle insurance company. Some Cambria Heights residents are paying out over $3,553 extra every year for auto insurance in Cambria Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cambria Heights, Queens, NY Savings / Yr. |
|---|---|
$1,059 |
|
$675 |
|
$1,349 |
|
$1,366 |
|
$3,345 |
|
$1,119 |
|
$1,783 |
Cambria Heights Car Insurance vs. Queens
People living in Cambria Heights pay an average of 46.52% more than the typical driver in the state. The average driver in Cambria Heights can expect to pay about $2,577 per year, or $3,553 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Cambria Heights for most people.
Car Insurance Prices by Cambria Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Cambria Heights?
The map shows insurance prices in and around Cambria Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $336 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,657 to a low of $3,321. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Cambria Heights.Pick the Best Car Insurance Company for You in Cambria Heights
The best car insurance provider for most drivers in Cambria Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,059 over the average Cambria Heights car insurance company.
The best car insurance provider for Cambria Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $675 over the competition.
The best car insurance company for Cambria Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,349 better than other car insurance companies.
The best auto insurance for Cambria Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,366 less each year.
The least expensive car insurance company for new and young drivers in Cambria Heights
In Cambria Heights, Progressive costs young drivers $3,345 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cambria Heights
Progressive gave the largest car insurance discounts to married couples, averaging $1,119 saved each year compared to an average Cambria Heights couple's premiums.
The cheapest car insurance in Cambria Heights for drivers with bad credit
The best Cambria Heights car insurance company for customer service
Nationwide was the best company for customer service in Cambria Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Cambria Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cambria Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cambria Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Cambria Heights
What Influences the Cost of Car Insurance in Cambria Heights?
On average, car insurance in Cambria Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cambria Heights is 60 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cambria Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Cambria Heights has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cambria Heights is $215 per month for minimum coverage and $296 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- St Albans: Insurance costs 1.52% more
- Laurelton: Insurance costs 1.29% more
- Queens Village: Insurance costs 1.91% less
- Rosedale: Insurance costs 0.42% less
- Springfield Gardens: Insurance costs 0.03% less
- Rochdale Village: Insurance costs 0.59% less
- Hollis: Insurance costs 1.80% less
- Locust Manor: Insurance costs 2.08% more
- Bellerose: Insurance costs 12.24% less
- Jamaica: Insurance costs 1.49% less
Neighborhoods with Similar Populations
- Palmer: Insurance costs 65.86% less
- Old Seward-Oceanview: Insurance costs 59.13% less
- Coomer Creek: Insurance costs 45.65% less
- Crest Drive: Insurance costs 59.05% less
- Oak Hill: Insurance costs 53.17% less
- North Valley: Insurance costs 24.01% less
- North Central: Insurance costs 46.41% less
- Normandy Estates: Insurance costs 24.80% less
- Olde Whitehall: Insurance costs 62.85% less
- Elmwood Park: Insurance costs 10.98% more