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Get Cheap Car Insurance in North Valley, Syracuse, NY
We monitor insurance prices, helping the average driver in North Valley save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Valley
The chart below shows the cheapest car insurance company in North Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Valley Insurer | Monthly Cost |
|---|---|
| Kemper | $99 |
| Plymouth Rock Assurance | $132 |
| Safeco Insurance | $142 |
| Geico | $148 |
Savings for Every Kind of North Valley Driver
Based on our extensive insurance data, we know the average North Valley driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $805 per year by choosing the right vehicle insurance company. Some North Valley residents are paying out over $2,700 extra every year for auto insurance in North Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Valley, Syracuse, NY Savings / Yr. |
|---|---|
$805 |
|
$513 |
|
$1,026 |
|
$1,038 |
|
$2,542 |
|
$851 |
|
$1,355 |
North Valley Car Insurance vs. Syracuse
People living in North Valley pay an average of 11.36% more than the typical driver in the state. The average driver in North Valley can expect to pay about $1,959 per year, or $2,700 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Valley for most people.
Car Insurance Prices by North Valley Neighborhood
Insurance Prices
Where is insurance cheapest within North Valley?
The map shows insurance prices in and around North Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $515 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,058 to a low of $2,543. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of North Valley.Pick the Best Car Insurance Company for You in North Valley
The best car insurance provider for most drivers in North Valley
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $805 over the average North Valley car insurance company.
The best car insurance provider for North Valley drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $513 over the competition.
The best car insurance company for North Valley drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,026 better than other car insurance companies.
The best auto insurance for North Valley drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,038 less each year.
The least expensive car insurance company for new and young drivers in North Valley
In North Valley, Progressive costs young drivers $2,542 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Valley
Progressive gave the largest car insurance discounts to married couples, averaging $851 saved each year compared to an average North Valley couple's premiums.
The cheapest car insurance in North Valley for drivers with bad credit
The best North Valley car insurance company for customer service
Nationwide was the best company for customer service in North Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in North Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Valley driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Valley, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Valley
What Influences the Cost of Car Insurance in North Valley?
On average, car insurance in North Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Valley are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Valley has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Valley is $163 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Outer Comstock: Insurance costs 3.26% less
- South Valley: Insurance costs 8.11% less
- Elmwood: Insurance costs 2.48% less
- Brighton: Insurance costs 12.22% more
- Southwest: Insurance costs 9.78% more
- Strathmore: Insurance costs 11.37% less
- University-Syracuse: Insurance costs 16.44% less
- University Hill: Insurance costs 8.74% less
- Westcott: Insurance costs 9.96% less
- Skunk City: Insurance costs 2.48% more
Neighborhoods with Similar Populations
- Bakersfield Country Club: Insurance costs 19.00% less
- Cajon: Insurance costs 13.15% less
- Memorial Northwest: Insurance costs 32.37% less
- Oak Hill: Insurance costs 38.37% less
- North Hampton: Insurance costs 24.67% less
- North Central: Insurance costs 29.48% less
- Normandy Estates: Insurance costs 1.04% less
- Mount Pleasant-Lower Broadway: Insurance costs 12.37% less
- Millbrook: Insurance costs 13.26% more
- Meydenbauer: Insurance costs 40.63% less