Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in University-Syracuse, Syracuse, NY
We monitor insurance prices, helping the average driver in University-Syracuse save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in University-Syracuse
The chart below shows the cheapest car insurance company in University-Syracuse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| University-Syracuse Insurer | Monthly Cost |
|---|---|
| Kemper | $83 |
| Plymouth Rock Assurance | $110 |
| Safeco Insurance | $119 |
| Geico | $124 |
Savings for Every Kind of University-Syracuse Driver
Based on our extensive insurance data, we know the average University-Syracuse driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $673 per year by choosing the right vehicle insurance company. Some University-Syracuse residents are paying out over $2,256 extra every year for auto insurance in University-Syracuse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University-Syracuse, Syracuse, NY Savings / Yr. |
|---|---|
$673 |
|
$429 |
|
$857 |
|
$867 |
|
$2,124 |
|
$711 |
|
$1,132 |
University-Syracuse Car Insurance vs. Syracuse
People living in University-Syracuse pay an average of 6.98% less than the typical driver in the state. The average driver in University-Syracuse can expect to pay about $1,636 per year, or $2,256 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in University-Syracuse for most people.
Car Insurance Prices by University-Syracuse Neighborhood
Insurance Prices
Where is insurance cheapest within University-Syracuse?
The map shows insurance prices in and around University-Syracuse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $236 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,391 to a low of $2,155. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of University-Syracuse.Pick the Best Car Insurance Company for You in University-Syracuse
The best car insurance provider for most drivers in University-Syracuse
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $673 over the average University-Syracuse car insurance company.
The best car insurance provider for University-Syracuse drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for University-Syracuse drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $857 better than other car insurance companies.
The best auto insurance for University-Syracuse drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $867 less each year.
The least expensive car insurance company for new and young drivers in University-Syracuse
In University-Syracuse, Progressive costs young drivers $2,124 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University-Syracuse
Progressive gave the largest car insurance discounts to married couples, averaging $711 saved each year compared to an average University-Syracuse couple's premiums.
The cheapest car insurance in University-Syracuse for drivers with bad credit
The best University-Syracuse car insurance company for customer service
Nationwide was the best company for customer service in University-Syracuse according to the NAIC.
Recent price drops
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The cheapest large national provider in University-Syracuse
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University-Syracuse driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University-Syracuse, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around University-Syracuse
What Influences the Cost of Car Insurance in University-Syracuse?
On average, car insurance in University-Syracuse is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University-Syracuse is 20 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University-Syracuse are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- University-Syracuse is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in University-Syracuse is $136 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westcott: Insurance costs 7.76% more
- University Hill: Insurance costs 9.22% more
- Near Eastside: Insurance costs 19.77% more
- Outer Comstock: Insurance costs 15.78% more
- Meadowbrook: Insurance costs 6.38% more
- Brighton: Insurance costs 34.31% more
- Salt Springs: Insurance costs 16.93% more
- Southwest: Insurance costs 31.38% more
- Downtown Syracuse: Insurance costs 9.66% more
- Lincoln Park-Syracuse: Insurance costs 6.38% more
Neighborhoods with Similar Populations
- Downtown: Insurance costs 26.02% less
- Upper South Providence: Insurance costs 19.64% more
- Tuscan Lakes: Insurance costs 21.94% less
- Thurston Woods: Insurance costs 37.63% less
- Edgewood: Insurance costs 11.44% more
- East Hill: Insurance costs 49.96% less
- East del Paso Heights: Insurance costs 0.31% more
- East Campus: Insurance costs 20.17% less
- Dunn's Marsh: Insurance costs 46.81% less
- Dogwood Hollow: Insurance costs 37.68% less