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Get Cheap Car Insurance in Thurston Woods, Milwaukee, WI

We monitor insurance prices, helping the average driver in Thurston Woods save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in Thurston Woods

The chart below shows the cheapest car insurance company in Thurston Woods for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Thurston Woods Insurer Monthly Cost
State Farm $50
American Family Insurance $52
Erie Insurance $53
Kemper $55

Savings for Every Kind of Thurston Woods Driver

The table shows how much the average auto insurance customer in Thurston Woods might save by following our recommendations.

Based on our extensive insurance data, we know the average Thurston Woods driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $261 per year by choosing the right vehicle insurance company. Some Thurston Woods residents are paying out over $1,407 extra every year for auto insurance in Thurston Woods. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Thurston Woods Car Insurance vs. Milwaukee

People living in Thurston Woods pay an average of 23.21% more than the typical driver in the state. The average driver in Thurston Woods can expect to pay about $708 per year, or $1,407 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Thurston Woods for most people.

Car Insurance Prices by Thurston Woods Neighborhood

Thurston Woods, Milwaukee, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Thurston Woods?

The map shows insurance prices in and around Thurston Woods, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $318 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,483 to a low of $1,165. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Thurston Woods.

Pick the Best Car Insurance Company for You in Thurston Woods

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Thurston Woods insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Thurston Woods

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $261 over the average Thurston Woods car insurance company.

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We use the average good driver, paying $96 per month, as our baseline for pricing in Thurston Woods. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Thurston Woods drivers with accidents on their records

In Thurston Woods getting into an accident will raise premiums an average 34% for a yearly cost of $2,123. That's $716 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $538 over the competition.

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The best car insurance company for Thurston Woods drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $333 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Thurston Woods, tickets raise premiums on new quotes about $392. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,799 per year.

The best auto insurance for Thurston Woods drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,175 per year in auto insurance premiums, which was $768 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $483 less each year.

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The least expensive car insurance company for new and young drivers in Thurston Woods

In Thurston Woods, Erie Insurance costs young drivers $1,118 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Thurston Woods. With an average cost of $4,494 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Thurston Woods

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $83. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Thurston Woods.

Progressive gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average Thurston Woods couple's premiums.

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The cheapest car insurance in Thurston Woods for drivers with bad credit

People with poor credit saved an average of $768 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,361 every year. Premiums for people with poor credit were about $2,769 in Thurston Woods. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Thurston Woods car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Thurston Woods, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Thurston Woods.

Nationwide was the best company for customer service in Thurston Woods according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Thurston Woods, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Thurston Woods. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Thurston Woods

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 56% of Thurston Woods residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Thurston Woods driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thurston Woods, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Thurston Woods

What Influences the Cost of Car Insurance in Thurston Woods?

On average, car insurance in Thurston Woods is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Thurston Woods is 27 minutes, which is a little more than average for a driver in the city.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Thurston Woods are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Thurston Woods is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Thurston Woods is $59 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Thurston Woods driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Thurston Woods with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.