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Get Cheap Car Insurance in Silver Spring, Milwaukee, WI
We monitor insurance prices, helping the average driver in Silver Spring save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Silver Spring
The chart below shows the cheapest car insurance company in Silver Spring for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Silver Spring Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| American Family Insurance | $55 |
| Erie Insurance | $56 |
| Kemper | $58 |
Savings for Every Kind of Silver Spring Driver
Based on our extensive insurance data, we know the average Silver Spring driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $276 per year by choosing the right vehicle insurance company. Some Silver Spring residents are paying out over $1,485 extra every year for auto insurance in Silver Spring. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Spring, Milwaukee, WI Savings / Yr. |
|---|---|
$276 |
|
$568 |
|
$351 |
|
$510 |
|
$1,180 |
|
$215 |
|
$810 |
Silver Spring Car Insurance vs. Milwaukee
People living in Silver Spring pay an average of 30.06% more than the typical driver in the state. The average driver in Silver Spring can expect to pay about $748 per year, or $1,485 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Silver Spring for most people.
Car Insurance Prices by Silver Spring Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Spring?
The map shows insurance prices in and around Silver Spring, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,671 to a low of $1,304. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Silver Spring.Pick the Best Car Insurance Company for You in Silver Spring
The best car insurance provider for most drivers in Silver Spring
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $276 over the average Silver Spring car insurance company.
The best car insurance provider for Silver Spring drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $568 over the competition.
The best car insurance company for Silver Spring drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $351 better than other car insurance companies.
The best auto insurance for Silver Spring drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $510 less each year.
The least expensive car insurance company for new and young drivers in Silver Spring
In Silver Spring, Erie Insurance costs young drivers $1,180 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Spring
Progressive gave the largest car insurance discounts to married couples, averaging $215 saved each year compared to an average Silver Spring couple's premiums.
The cheapest car insurance in Silver Spring for drivers with bad credit
The best Silver Spring car insurance company for customer service
Nationwide was the best company for customer service in Silver Spring according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Spring
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Silver Spring driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Spring, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Silver Spring
What Influences the Cost of Car Insurance in Silver Spring?
On average, car insurance in Silver Spring is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Silver Spring is 30 minutes, which is far more than average for a driver in the city.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Spring are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Silver Spring is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Spring is $62 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Long View: Insurance costs 5.32% less
- McGovern Park: Insurance costs 0.81% less
- Valhalla: Insurance costs 3.97% less
- Hampton Heights: Insurance costs 1.28% less
- Menomonee River Hills East: Insurance costs 8.28% less
- Columbus Park: Insurance costs 2.90% less
- Menomonee River Hills: Insurance costs 8.15% less
- Silver Swan: Insurance costs 5.93% less
- Capitol Heights: Insurance costs 0.27% less
- Thurston Woods: Insurance costs 5.25% less
Neighborhoods with Similar Populations
- Broadway Junction: Insurance costs 137.51% more
- Pinehurst: Insurance costs 11.58% more
- Schiller Park: Insurance costs 98.99% more
- New City: Insurance costs 36.90% more
- Near East: Insurance costs 23.50% more
- Mount Pleasant: Insurance costs 60.94% more
- Southgate: Insurance costs 15.15% more
- Idle Hour: Insurance costs 48.48% more
- Huffman-O'Malley: Insurance costs 0.67% less
- Wakefield Park: Insurance costs 12.19% less