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Get Cheap Car Insurance in Huffman-O'Malley, Anchorage, AK
We monitor insurance prices, helping the average driver in Huffman-O'Malley save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Huffman-O'Malley
The chart below shows the cheapest car insurance company in Huffman-O'Malley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Huffman-O'Malley Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Geico | $53 |
| Allstate | $77 |
| Progressive | $119 |
Savings for Every Kind of Huffman-O'Malley Driver
Based on our extensive insurance data, we know the average Huffman-O'Malley driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $302 per year by choosing the right vehicle insurance company. Some Huffman-O'Malley residents are paying out over $1,475 extra every year for auto insurance in Huffman-O'Malley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Huffman-O'Malley, Anchorage, AK Savings / Yr. |
|---|---|
$302 |
|
$470 |
|
$294 |
|
$323 |
|
$799 |
|
$270 |
|
$102 |
Huffman-O'Malley Car Insurance vs. Anchorage
People living in Huffman-O'Malley pay an average of 7.27% more than the typical driver in the state. The average driver in Huffman-O'Malley can expect to pay about $722 per year, or $1,475 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Huffman-O'Malley for most people.
Car Insurance Prices by Huffman-O'Malley Neighborhood
Insurance Prices
Where is insurance cheapest within Huffman-O'Malley?
The map shows insurance prices in and around Huffman-O'Malley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,505 to a low of $1,432. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Huffman-O'Malley.Pick the Best Car Insurance Company for You in Huffman-O'Malley
The best car insurance provider for most drivers in Huffman-O'Malley
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $302 over the average Huffman-O'Malley car insurance company.
The best car insurance provider for Huffman-O'Malley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $470 over the competition.
The best car insurance company for Huffman-O'Malley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $294 better than other car insurance companies.
The best auto insurance for Huffman-O'Malley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $323 less each year.
The least expensive car insurance company for new and young drivers in Huffman-O'Malley
In Huffman-O'Malley, State Farm costs young drivers $799 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Huffman-O'Malley
State Farm gave the largest car insurance discounts to married couples, averaging $270 saved each year compared to an average Huffman-O'Malley couple's premiums.
The cheapest car insurance in Huffman-O'Malley for drivers with bad credit
The best Huffman-O'Malley car insurance company for customer service
Allstate was the best company for customer service in Huffman-O'Malley according to the NAIC.
Recent price drops
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The cheapest large national provider in Huffman-O'Malley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Huffman-O'Malley driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Huffman-O'Malley, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Huffman-O'Malley
What Influences the Cost of Car Insurance in Huffman-O'Malley?
On average, car insurance in Huffman-O'Malley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Huffman-O'Malley is 23 minutes, which is a little more than average for a driver in the city.
- Alaska state insurance regulations may allow for lower prices.
- An average of 26 to 27 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Huffman-O'Malley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Huffman-O'Malley has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Huffman-O'Malley is $60 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Old Seward-Oceanview: Insurance costs 1.56% less
- Mid-Hillside: Insurance costs 1.29% more
- Rabbit Creek: Insurance costs 2.64% less
- Abbott Loop: Insurance costs 1.42% more
- Bayshore-Klatt: Insurance costs 0.54% more
- Taku-Campbell: Insurance costs 0.47% more
- Campbell Park: Insurance costs 2.44% more
- Sand Lake: Insurance costs 1.69% more
- University Area: Insurance costs 2.85% more
- Midtown: Insurance costs 1.02% more
Neighborhoods with Similar Populations
- Silver Lakes: Insurance costs 112.34% more
- West Ward: Insurance costs 4.27% more
- Edison Historic District: Insurance costs 59.32% more
- Como: Insurance costs 21.02% more
- Rancho West: Insurance costs 55.25% more
- Deep Creek South: Insurance costs 14.64% less
- Schiller Park: Insurance costs 100.34% more
- East Price Hill: Insurance costs 12.75% less
- Welleby: Insurance costs 118.85% more
- Jackson Park: Insurance costs 18.58% less