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Get Cheap Car Insurance in University Area, Anchorage, AK
We monitor insurance prices, helping the average driver in University Area save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in University Area
The chart below shows the cheapest car insurance company in University Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| University Area Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $54 |
| Allstate | $79 |
| Progressive | $123 |
Savings for Every Kind of University Area Driver
Based on our extensive insurance data, we know the average University Area driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $311 per year by choosing the right vehicle insurance company. Some University Area residents are paying out over $1,517 extra every year for auto insurance in University Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Area, Anchorage, AK Savings / Yr. |
|---|---|
$311 |
|
$483 |
|
$302 |
|
$332 |
|
$822 |
|
$278 |
|
$105 |
University Area Car Insurance vs. Anchorage
People living in University Area pay an average of 10.34% more than the typical driver in the state. The average driver in University Area can expect to pay about $743 per year, or $1,517 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in University Area for most people.
Car Insurance Prices by University Area Neighborhood
Insurance Prices
Where is insurance cheapest within University Area?
The map shows insurance prices in and around University Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $130 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,568 to a low of $1,438. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of University Area.Pick the Best Car Insurance Company for You in University Area
The best car insurance provider for most drivers in University Area
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $311 over the average University Area car insurance company.
The best car insurance provider for University Area drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $483 over the competition.
The best car insurance company for University Area drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $302 better than other car insurance companies.
The best auto insurance for University Area drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $332 less each year.
The least expensive car insurance company for new and young drivers in University Area
In University Area, State Farm costs young drivers $822 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Area
State Farm gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average University Area couple's premiums.
The cheapest car insurance in University Area for drivers with bad credit
The best University Area car insurance company for customer service
Allstate was the best company for customer service in University Area according to the NAIC.
Recent price drops
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The cheapest large national provider in University Area
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University Area driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Area, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around University Area
What Influences the Cost of Car Insurance in University Area?
On average, car insurance in University Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 26 to 27 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Area are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- University Area is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Area is $62 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Scenic Foothills: Insurance costs 2.44% more
- Russian Jack Park: Insurance costs 4.55% more
- Airport Heights: Insurance costs 4.35% more
- Campbell Park: Insurance costs 0.40% less
- Rogers Park: Insurance costs 3.69% less
- Northeast: Insurance costs 3.43% more
- Mountain View: Insurance costs 6.66% more
- Fairview: Insurance costs 3.30% more
- Abbott Loop: Insurance costs 1.38% less
- Midtown: Insurance costs 1.78% less
Neighborhoods with Similar Populations
- Bitter Lake: Insurance costs 9.16% more
- Woodstock: Insurance costs 18.52% more
- Western Hills Yarborough: Insurance costs 101.45% more
- Vista: Insurance costs 30.45% less
- Village East: Insurance costs 45.75% more
- Van Mall: Insurance costs 0.33% less
- Twin Lakes: Insurance costs 11.27% more
- Southcrest: Insurance costs 40.74% more
- South Side: Insurance costs 2.97% less
- Silver Terrace: Insurance costs 61.17% more