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Get Cheap Car Insurance in Silver Terrace, San Francisco, CA
We monitor insurance prices, helping the average driver in Silver Terrace save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Silver Terrace
The chart below shows the cheapest car insurance company in Silver Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Silver Terrace Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $69 |
| Progressive | $74 |
| Travelers | $77 |
Savings for Every Kind of Silver Terrace Driver
Based on our extensive insurance data, we know the average Silver Terrace driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $782 per year by choosing the right vehicle insurance company. Some Silver Terrace residents are paying out over $2,445 extra every year for auto insurance in Silver Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Terrace, San Francisco, CA Savings / Yr. |
|---|---|
$782 |
|
$1,432 |
|
$1,132 |
|
$1,990 |
|
$1,022 |
|
$443 |
|
$0 |
Silver Terrace Car Insurance vs. San Francisco
People living in Silver Terrace pay an average of 21.77% more than the typical driver in the state. The average driver in Silver Terrace can expect to pay about $1,145 per year, or $2,445 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Silver Terrace for most people.
Car Insurance Prices by Silver Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Terrace?
The map shows insurance prices in and around Silver Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $396 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,591 to a low of $2,195. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Silver Terrace.Pick the Best Car Insurance Company for You in Silver Terrace
The best car insurance provider for most drivers in Silver Terrace
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $782 over the average Silver Terrace car insurance company.
The best car insurance provider for Silver Terrace drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,432 over the competition.
The best car insurance company for Silver Terrace drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,132 better than other car insurance companies.
The best auto insurance for Silver Terrace drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,990 less each year.
The least expensive car insurance company for new and young drivers in Silver Terrace
In Silver Terrace, State Farm costs young drivers $1,022 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Terrace
Progressive gave the largest car insurance discounts to married couples, averaging $443 saved each year compared to an average Silver Terrace couple's premiums.
The cheapest car insurance in Silver Terrace for drivers with bad credit
The best Silver Terrace car insurance company for customer service
Nationwide was the best company for customer service in Silver Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Terrace
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Silver Terrace driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Terrace, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Silver Terrace
What Influences the Cost of Car Insurance in Silver Terrace?
On average, car insurance in Silver Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Silver Terrace is 39 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Terrace are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Silver Terrace is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Terrace is $95 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bayview: Insurance costs 2.25% less
- Bernal Heights: Insurance costs 11.08% less
- St Marys Park: Insurance costs 8.14% less
- Visitacion Valley: Insurance costs 1.72% less
- Excelsior: Insurance costs 4.95% less
- Potrero: Insurance costs 10.76% less
- Glen Park: Insurance costs 9.98% less
- Mission: Insurance costs 4.29% less
- Liberty Street Historic District: Insurance costs 3.35% less
- Noe Valley: Insurance costs 6.75% less
Neighborhoods with Similar Populations
- Center: Insurance costs 26.05% less
- Downtown Pittsfield: Insurance costs 35.17% more
- South Side: Insurance costs 44.79% less
- Hollywood Beach-Quadoman: Insurance costs 30.18% more
- Little Italy: Insurance costs 34.81% more
- Loring Park: Insurance costs 22.45% less
- Ohio City-West Side: Insurance costs 46.13% less
- Orchard District: Insurance costs 42.54% less
- Pacific-Riverside: Insurance costs 4.29% less
- Portsmouth: Insurance costs 21.80% less