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Get Cheap Car Insurance in Mount Pleasant, Washington, DC
We monitor insurance prices, helping the average driver in Mount Pleasant save up to 38.3% on car insurance.
The Cheapest Minimum Coverage in Mount Pleasant
The chart below shows the cheapest car insurance company in Mount Pleasant for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.
| Mount Pleasant Insurer | Monthly Cost |
|---|---|
| Travelers | $74 |
| Erie Insurance | $77 |
| State Farm | $89 |
| Midvale Home & Auto | $97 |
Savings for Every Kind of Mount Pleasant Driver
Based on our extensive insurance data, we know the average Mount Pleasant driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $591 per year by choosing the right vehicle insurance company. Some Mount Pleasant residents are paying out over $2,390 extra every year for auto insurance in Mount Pleasant. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Pleasant, Washington, DC Savings / Yr. |
|---|---|
$591 |
|
$942 |
|
$610 |
|
$1,427 |
|
$3,031 |
|
$561 |
|
$536 |
Mount Pleasant Car Insurance vs. Washington
People living in Mount Pleasant pay an average of 23.47% more than the typical driver in the state. The average driver in Mount Pleasant can expect to pay about $1,257 per year, or $2,390 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Mount Pleasant for most people.
Car Insurance Prices by Mount Pleasant Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Pleasant?
The map shows insurance prices in and around Mount Pleasant, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $611 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,668 to a low of $2,057. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Mount Pleasant.Pick the Best Car Insurance Company for You in Mount Pleasant
The best car insurance provider for most drivers in Mount Pleasant
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $591 over the average Mount Pleasant car insurance company.
The best car insurance provider for Mount Pleasant drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $942 over the competition.
The best car insurance company for Mount Pleasant drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for Mount Pleasant drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,427 less each year.
The least expensive car insurance company for new and young drivers in Mount Pleasant
In Mount Pleasant, Erie Insurance costs young drivers $3,031 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Pleasant
State Farm gave the largest car insurance discounts to married couples, averaging $561 saved each year compared to an average Mount Pleasant couple's premiums.
The cheapest car insurance in Mount Pleasant for drivers with bad credit
The best Mount Pleasant car insurance company for customer service
Nationwide was the best company for customer service in Mount Pleasant according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Pleasant
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Pleasant driver can expect to pay about $121 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Pleasant, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Mount Pleasant
What Influences the Cost of Car Insurance in Mount Pleasant?
On average, car insurance in Mount Pleasant is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mount Pleasant is 38 minutes, which is a little more than average for a driver in the city.
- District of Columbia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Pleasant are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mount Pleasant is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Pleasant is $105 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Columbia Heights: Insurance costs 0.50% less
- Adams Morgan: Insurance costs 4.23% less
- Woodley Park: Insurance costs 8.33% less
- Petworth: Insurance costs 0.42% more
- U Street Corridor: Insurance costs 4.10% less
- Cleveland Park: Insurance costs 8.28% less
- Dupont Circle: Insurance costs 9.12% less
- Ledroit Park: Insurance costs 2.18% less
- Logan Circle: Insurance costs 6.99% less
- Shaw: Insurance costs 5.52% less
Neighborhoods with Similar Populations
- Edison Historic District: Insurance costs 1.67% less
- Greater Fifth Ward: Insurance costs 7.99% less
- Deep Creek South: Insurance costs 47.32% less
- Fells Point: Insurance costs 12.43% less
- Huffman-O'Malley: Insurance costs 38.28% less
- Jackson Park: Insurance costs 49.75% less
- Schiller Park: Insurance costs 23.64% more
- New City: Insurance costs 14.94% less
- Near East: Insurance costs 23.26% less
- Idle Hour: Insurance costs 7.74% less