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Get Cheap Car Insurance in Old North Milwaukee, Milwaukee, WI

We monitor insurance prices, helping the average driver in Old North Milwaukee save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in Old North Milwaukee

The chart below shows the cheapest car insurance company in Old North Milwaukee for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Old North Milwaukee Insurer Monthly Cost
State Farm $52
American Family Insurance $54
Erie Insurance $55
Kemper $57

Savings for Every Kind of Old North Milwaukee Driver

The table shows how much the average auto insurance customer in Old North Milwaukee might save by following our recommendations.

Based on our extensive insurance data, we know the average Old North Milwaukee driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $270 per year by choosing the right vehicle insurance company. Some Old North Milwaukee residents are paying out over $1,454 extra every year for auto insurance in Old North Milwaukee. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Old North Milwaukee, Milwaukee, WI Savings / Yr.
$270
$557
$344
$499
$1,155
$210
$793

Old North Milwaukee Car Insurance vs. Milwaukee

People living in Old North Milwaukee pay an average of 27.36% more than the typical driver in the state. The average driver in Old North Milwaukee can expect to pay about $732 per year, or $1,454 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Old North Milwaukee for most people.

Car Insurance Prices by Old North Milwaukee Neighborhood

Old North Milwaukee, Milwaukee, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Old North Milwaukee?

The map shows insurance prices in and around Old North Milwaukee, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $414 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,579 to a low of $1,165. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Old North Milwaukee.

Pick the Best Car Insurance Company for You in Old North Milwaukee

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Old North Milwaukee insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Old North Milwaukee

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $270 over the average Old North Milwaukee car insurance company.

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We use the average good driver, paying $99 per month, as our baseline for pricing in Old North Milwaukee. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Old North Milwaukee drivers with accidents on their records

In Old North Milwaukee getting into an accident will raise premiums an average 34% for a yearly cost of $2,194. That's $740 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $557 over the competition.

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The best car insurance company for Old North Milwaukee drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $344 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Old North Milwaukee, tickets raise premiums on new quotes about $405. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,859 per year.

The best auto insurance for Old North Milwaukee drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,248 per year in auto insurance premiums, which was $793 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $499 less each year.

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The least expensive car insurance company for new and young drivers in Old North Milwaukee

In Old North Milwaukee, Erie Insurance costs young drivers $1,155 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Old North Milwaukee. With an average cost of $4,645 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Old North Milwaukee

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $85. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Old North Milwaukee.

Progressive gave the largest car insurance discounts to married couples, averaging $210 saved each year compared to an average Old North Milwaukee couple's premiums.

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The cheapest car insurance in Old North Milwaukee for drivers with bad credit

People with poor credit saved an average of $793 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,407 every year. Premiums for people with poor credit were about $2,862 in Old North Milwaukee. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Old North Milwaukee car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Old North Milwaukee, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Old North Milwaukee.

Nationwide was the best company for customer service in Old North Milwaukee according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Old North Milwaukee, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Old North Milwaukee. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Old North Milwaukee

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 71% of Old North Milwaukee residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Old North Milwaukee driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old North Milwaukee, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Old North Milwaukee

What Influences the Cost of Car Insurance in Old North Milwaukee?

On average, car insurance in Old North Milwaukee is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Old North Milwaukee is 25 minutes, which is about the national average for a driver in the city.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Old North Milwaukee are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Old North Milwaukee is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Old North Milwaukee is $61 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Old North Milwaukee driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Old North Milwaukee with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.