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Get Cheap Car Insurance in Rufus King, Milwaukee, WI

We monitor insurance prices, helping the average driver in Rufus King save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in Rufus King

The chart below shows the cheapest car insurance company in Rufus King for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Rufus King Insurer Monthly Cost
State Farm $52
American Family Insurance $55
Erie Insurance $55
Kemper $57

Savings for Every Kind of Rufus King Driver

The table shows how much the average auto insurance customer in Rufus King might save by following our recommendations.

Based on our extensive insurance data, we know the average Rufus King driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $273 per year by choosing the right vehicle insurance company. Some Rufus King residents are paying out over $1,473 extra every year for auto insurance in Rufus King. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Rufus King, Milwaukee, WI Savings / Yr.
Drivers with good records
$273
Drivers with accidents
$564
Drivers with speeding tickets
$348
Drivers with a DUI conviction
$506
Young drivers
$1,170
Married drivers
$213
Drivers with bad credit
$803

Rufus King Car Insurance vs. Milwaukee

People living in Rufus King pay an average of 28.96% more than the typical driver in the state. The average driver in Rufus King can expect to pay about $742 per year, or $1,473 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Rufus King for most people.

Car Insurance Prices by Rufus King Neighborhood

Rufus King, Milwaukee, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Rufus King?

The map shows insurance prices in and around Rufus King, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $377 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,541 to a low of $1,164. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Rufus King.

Pick the Best Car Insurance Company for You in Rufus King

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Rufus King insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Rufus King

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $273 over the average Rufus King car insurance company.

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We use the average good driver, paying $100 per month, as our baseline for pricing in Rufus King. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Rufus King drivers with accidents on their records

In Rufus King getting into an accident will raise premiums an average 34% for a yearly cost of $2,222. That's $749 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $564 over the competition.

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The best car insurance company for Rufus King drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $348 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Rufus King, tickets raise premiums on new quotes about $410. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,883 per year.

The best auto insurance for Rufus King drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,276 per year in auto insurance premiums, which was $803 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $506 less each year.

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The least expensive car insurance company for new and young drivers in Rufus King

In Rufus King, Erie Insurance costs young drivers $1,170 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Rufus King. With an average cost of $4,703 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Rufus King

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $86. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Rufus King.

Progressive gave the largest car insurance discounts to married couples, averaging $213 saved each year compared to an average Rufus King couple's premiums.

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The cheapest car insurance in Rufus King for drivers with bad credit

People with poor credit saved an average of $803 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,425 every year. Premiums for people with poor credit were about $2,898 in Rufus King. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Rufus King car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Rufus King, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Rufus King.

Nationwide was the best company for customer service in Rufus King according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Rufus King, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Rufus King. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Rufus King

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 64% of Rufus King residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rufus King driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rufus King, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Rufus King

What Influences the Cost of Car Insurance in Rufus King?

On average, car insurance in Rufus King is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Rufus King is 30 minutes, which is far more than average for a driver in the city.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Rufus King are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Rufus King has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Rufus King is $62 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Rufus King driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Rufus King with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.