Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in North Division, Milwaukee, WI

We monitor insurance prices, helping the average driver in North Division save up to 27.7% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in North Division

The chart below shows the cheapest car insurance company in North Division for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
North Division Insurer Monthly Cost
State Farm $54
American Family Insurance $57
Erie Insurance $57
Kemper $59

Savings for Every Kind of North Division Driver

The table shows how much the average auto insurance customer in North Division might save by following our recommendations.

Based on our extensive insurance data, we know the average North Division driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $283 per year by choosing the right vehicle insurance company. Some North Division residents are paying out over $1,525 extra every year for auto insurance in North Division. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

North Division Car Insurance vs. Milwaukee

People living in North Division pay an average of 33.50% more than the typical driver in the state. The average driver in North Division can expect to pay about $768 per year, or $1,525 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in North Division for most people.

Car Insurance Prices by North Division Neighborhood

North Division, Milwaukee, WI map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within North Division?

The map shows insurance prices in and around North Division, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $217 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,610 to a low of $1,393. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of North Division.

Pick the Best Car Insurance Company for You in North Division

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the North Division insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in North Division

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $283 over the average North Division car insurance company.

Visit Site

We use the average good driver, paying $104 per month, as our baseline for pricing in North Division. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for North Division drivers with accidents on their records

In North Division getting into an accident will raise premiums an average 34% for a yearly cost of $2,300. That's $776 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $583 over the competition.

Visit Site

The best car insurance company for North Division drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $360 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In North Division, tickets raise premiums on new quotes about $425. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,949 per year.

The best auto insurance for North Division drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,356 per year in auto insurance premiums, which was $832 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $523 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in North Division

In North Division, Erie Insurance costs young drivers $1,211 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in North Division. With an average cost of $4,869 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in North Division

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $89. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in North Division.

Progressive gave the largest car insurance discounts to married couples, averaging $220 saved each year compared to an average North Division couple's premiums.

Visit Site

The cheapest car insurance in North Division for drivers with bad credit

People with poor credit saved an average of $832 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,475 every year. Premiums for people with poor credit were about $3,000 in North Division. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best North Division car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In North Division, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in North Division.

Nationwide was the best company for customer service in North Division according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Division, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in North Division. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in North Division

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 71% of North Division residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Division driver can expect to pay about $80 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Division, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around North Division

What Influences the Cost of Car Insurance in North Division?

On average, car insurance in North Division is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in North Division is 33 minutes, which is far more than average for a driver in the city.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in North Division are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • North Division is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in North Division is $64 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average North Division driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central North Division with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.