Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Outer Comstock, Syracuse, NY

We monitor insurance prices, helping the average driver in Outer Comstock save up to 32.6% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Outer Comstock

The chart below shows the cheapest car insurance company in Outer Comstock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Outer Comstock Insurer Monthly Cost
Kemper $96
Plymouth Rock Assurance $128
Safeco Insurance $138
Geico $144

Savings for Every Kind of Outer Comstock Driver

The table shows how much the average auto insurance customer in Outer Comstock might save by following our recommendations.

Based on our extensive insurance data, we know the average Outer Comstock driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $779 per year by choosing the right vehicle insurance company. Some Outer Comstock residents are paying out over $2,612 extra every year for auto insurance in Outer Comstock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Outer Comstock Car Insurance vs. Syracuse

People living in Outer Comstock pay an average of 7.71% more than the typical driver in the state. The average driver in Outer Comstock can expect to pay about $1,895 per year, or $2,612 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Outer Comstock for most people.

Car Insurance Prices by Outer Comstock Neighborhood

Outer Comstock, Syracuse, NY map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Outer Comstock?

The map shows insurance prices in and around Outer Comstock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $665 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,820 to a low of $2,155. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Outer Comstock.

Pick the Best Car Insurance Company for You in Outer Comstock

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Outer Comstock insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Outer Comstock

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $779 over the average Outer Comstock car insurance company.

Visit Site

We use the average good driver, paying $153 per month, as our baseline for pricing in Outer Comstock. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Outer Comstock drivers with accidents on their records

In Outer Comstock getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,756. That's $144 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $497 over the competition.

Visit Site

The best car insurance company for Outer Comstock drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $992 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Outer Comstock, tickets raise premiums on new quotes about $563. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $3,175 per year.

The best auto insurance for Outer Comstock drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,592 per year in auto insurance premiums, which was $980 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $1,004 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Outer Comstock

In Outer Comstock, Progressive costs young drivers $2,459 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Outer Comstock. With an average cost of $7,696 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Outer Comstock

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $89. State Farm, Geico, and Progressive provided the largest discounts to couples living in Outer Comstock.

Progressive gave the largest car insurance discounts to married couples, averaging $823 saved each year compared to an average Outer Comstock couple's premiums.

Visit Site

The cheapest car insurance in Outer Comstock for drivers with bad credit

People with poor credit saved an average of $1,311 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,658 every year. Premiums for people with poor credit were about $4,270 in Outer Comstock. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Outer Comstock car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Outer Comstock, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Outer Comstock.

Nationwide was the best company for customer service in Outer Comstock according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Outer Comstock, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Outer Comstock. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Outer Comstock

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 85% of Outer Comstock residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Outer Comstock driver can expect to pay about $183 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Outer Comstock, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Outer Comstock

What Influences the Cost of Car Insurance in Outer Comstock?

On average, car insurance in Outer Comstock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Outer Comstock is 21 minutes, which is far less than average for a driver in the city.
  • New York state insurance regulations may require higher prices.
  • An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Outer Comstock are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Outer Comstock has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Outer Comstock is $158 per month for minimum coverage and $218 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Outer Comstock driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Outer Comstock with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.