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Get Cheap Car Insurance in South Valley, Syracuse, NY
We monitor insurance prices, helping the average driver in South Valley save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Valley
The chart below shows the cheapest car insurance company in South Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Valley Insurer | Monthly Cost |
|---|---|
| Kemper | $91 |
| Plymouth Rock Assurance | $121 |
| Safeco Insurance | $131 |
| Geico | $136 |
Savings for Every Kind of South Valley Driver
Based on our extensive insurance data, we know the average South Valley driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $740 per year by choosing the right vehicle insurance company. Some South Valley residents are paying out over $2,481 extra every year for auto insurance in South Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Valley, Syracuse, NY Savings / Yr. |
|---|---|
$740 |
|
$472 |
|
$942 |
|
$953 |
|
$2,335 |
|
$782 |
|
$1,245 |
South Valley Car Insurance vs. Syracuse
People living in South Valley pay an average of 2.30% more than the typical driver in the state. The average driver in South Valley can expect to pay about $1,799 per year, or $2,481 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Valley for most people.
Car Insurance Prices by South Valley Neighborhood
Insurance Prices
Where is insurance cheapest within South Valley?
The map shows insurance prices in and around South Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $550 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,745 to a low of $2,195. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of South Valley.Pick the Best Car Insurance Company for You in South Valley
The best car insurance provider for most drivers in South Valley
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $740 over the average South Valley car insurance company.
The best car insurance provider for South Valley drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $472 over the competition.
The best car insurance company for South Valley drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $942 better than other car insurance companies.
The best auto insurance for South Valley drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $953 less each year.
The least expensive car insurance company for new and young drivers in South Valley
In South Valley, Progressive costs young drivers $2,335 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Valley
Progressive gave the largest car insurance discounts to married couples, averaging $782 saved each year compared to an average South Valley couple's premiums.
The cheapest car insurance in South Valley for drivers with bad credit
The best South Valley car insurance company for customer service
Nationwide was the best company for customer service in South Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in South Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Valley driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Valley, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Valley
What Influences the Cost of Car Insurance in South Valley?
On average, car insurance in South Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Valley is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Valley is $150 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Valley: Insurance costs 8.83% more
- Outer Comstock: Insurance costs 5.28% more
- Elmwood: Insurance costs 6.13% more
- Brighton: Insurance costs 22.13% more
- University-Syracuse: Insurance costs 9.07% less
- Strathmore: Insurance costs 3.55% less
- Southwest: Insurance costs 19.47% more
- University Hill: Insurance costs 0.69% less
- Westcott: Insurance costs 2.02% less
- Skunk City: Insurance costs 11.53% more
Neighborhoods with Similar Populations
- Jacksonville Heights West: Insurance costs 8.22% more
- Stanford: Insurance costs 15.40% less
- Southwest Garden: Insurance costs 18.34% less
- Sam Hughes: Insurance costs 29.34% less
- Riverdale: Insurance costs 60.90% more
- Plum Orchard: Insurance costs 62.92% more
- Nashua Historic District: Insurance costs 47.84% less
- Mt Vernon Park: Insurance costs 24.02% less
- Kilbourn Town: Insurance costs 51.55% less
- Kenawood-Rockwood: Insurance costs 10.84% less