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Get Cheap Car Insurance in University Hill, Syracuse, NY
We monitor insurance prices, helping the average driver in University Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in University Hill
The chart below shows the cheapest car insurance company in University Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| University Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $91 |
| Plymouth Rock Assurance | $121 |
| Safeco Insurance | $130 |
| Geico | $135 |
Savings for Every Kind of University Hill Driver
Based on our extensive insurance data, we know the average University Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $734 per year by choosing the right vehicle insurance company. Some University Hill residents are paying out over $2,464 extra every year for auto insurance in University Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Hill, Syracuse, NY Savings / Yr. |
|---|---|
$734 |
|
$468 |
|
$936 |
|
$947 |
|
$2,319 |
|
$776 |
|
$1,236 |
University Hill Car Insurance vs. Syracuse
People living in University Hill pay an average of 1.59% more than the typical driver in the state. The average driver in University Hill can expect to pay about $1,787 per year, or $2,464 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in University Hill for most people.
Car Insurance Prices by University Hill Neighborhood
Insurance Prices
Where is insurance cheapest within University Hill?
The map shows insurance prices in and around University Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $212 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,622 to a low of $2,410. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of University Hill.Pick the Best Car Insurance Company for You in University Hill
The best car insurance provider for most drivers in University Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $734 over the average University Hill car insurance company.
The best car insurance provider for University Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $468 over the competition.
The best car insurance company for University Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $936 better than other car insurance companies.
The best auto insurance for University Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $947 less each year.
The least expensive car insurance company for new and young drivers in University Hill
In University Hill, Progressive costs young drivers $2,319 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Hill
Progressive gave the largest car insurance discounts to married couples, averaging $776 saved each year compared to an average University Hill couple's premiums.
The cheapest car insurance in University Hill for drivers with bad credit
The best University Hill car insurance company for customer service
Nationwide was the best company for customer service in University Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in University Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around University Hill
What Influences the Cost of Car Insurance in University Hill?
On average, car insurance in University Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- University Hill is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Hill is $149 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Near Eastside: Insurance costs 9.66% more
- Westcott: Insurance costs 1.34% less
- University-Syracuse: Insurance costs 8.44% less
- Southwest: Insurance costs 20.29% more
- Downtown Syracuse: Insurance costs 0.41% more
- Near Northeast: Insurance costs 9.46% more
- Brighton: Insurance costs 22.97% more
- Lincoln Park-Syracuse: Insurance costs 2.60% less
- Outer Comstock: Insurance costs 6.01% more
- Near Westside: Insurance costs 15.75% more
Neighborhoods with Similar Populations
- Barton-McFarland: Insurance costs 65.06% more
- Wynken Blynken anchor Nod: Insurance costs 42.17% more
- West End: Insurance costs 10.75% less
- Vistancia: Insurance costs 24.59% less
- Temple Crest: Insurance costs 24.88% more
- Talmadge: Insurance costs 17.69% less
- Sunnyside: Insurance costs 13.35% less
- St. Dennis: Insurance costs 2.27% less
- Franklin To The Fort: Insurance costs 37.74% less
- Fairway Park: Insurance costs 14.04% less