Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lamar Heights Area, Arvada, CO
We monitor insurance prices, helping the average driver in Lamar Heights Area save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Lamar Heights Area
The chart below shows the cheapest car insurance company in Lamar Heights Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Lamar Heights Area Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Bristol West | $82 |
| Safeco Insurance | $84 |
| Geico | $86 |
Savings for Every Kind of Lamar Heights Area Driver
Based on our extensive insurance data, we know the average Lamar Heights Area driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some Lamar Heights Area residents are paying out over $2,040 extra every year for auto insurance in Lamar Heights Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lamar Heights Area, Arvada, CO Savings / Yr. |
|---|---|
$437 |
|
$779 |
|
$627 |
|
$670 |
|
$1,984 |
|
$526 |
|
$770 |
Lamar Heights Area Car Insurance vs. Arvada
People living in Lamar Heights Area pay an average of 7.96% more than the typical driver in the state. The average driver in Lamar Heights Area can expect to pay about $1,192 per year, or $2,040 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Lamar Heights Area for most people.
Car Insurance Prices by Lamar Heights Area Neighborhood
Insurance Prices
Where is insurance cheapest within Lamar Heights Area?
The map shows insurance prices in and around Lamar Heights Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $163 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,117 to a low of $1,954. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Lamar Heights Area.Pick the Best Car Insurance Company for You in Lamar Heights Area
The best car insurance provider for most drivers in Lamar Heights Area
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $437 over the average Lamar Heights Area car insurance company.
The best car insurance provider for Lamar Heights Area drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $779 over the competition.
The best car insurance company for Lamar Heights Area drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $627 better than other car insurance companies.
The best auto insurance for Lamar Heights Area drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $670 less each year.
The least expensive car insurance company for new and young drivers in Lamar Heights Area
In Lamar Heights Area, State Farm costs young drivers $1,984 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lamar Heights Area
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Lamar Heights Area couple's premiums.
The cheapest car insurance in Lamar Heights Area for drivers with bad credit
The best Lamar Heights Area car insurance company for customer service
Nationwide was the best company for customer service in Lamar Heights Area according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lamar Heights Area, which was better than other insurers.
The cheapest large national provider in Lamar Heights Area
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lamar Heights Area driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lamar Heights Area, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Lamar Heights Area
What Influences the Cost of Car Insurance in Lamar Heights Area?
On average, car insurance in Lamar Heights Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lamar Heights Area is 34 minutes, which is a little more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lamar Heights Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Lamar Heights Area has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lamar Heights Area is $99 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Scenic Heights: Insurance costs 3.33% less
- South Westminster: Insurance costs 3.48% more
- Arvada Plaza Area: Insurance costs 4.12% less
- Regis: Insurance costs 0.59% less
- Allendale Area: Insurance costs 5.29% less
- Barths: Insurance costs 0.29% more
- South Central Westminster: Insurance costs 1.32% more
- Northwest Arvada: Insurance costs 5.44% less
- Berkeley: Insurance costs 2.84% more
- Northwestern Denver: Insurance costs 5.20% more
Neighborhoods with Similar Populations
- Hillandale: Insurance costs 8.04% more
- Estrella-Goodyear: Insurance costs 9.85% less
- Fairwood Greens: Insurance costs 18.48% less
- Fillmore: Insurance costs 93.92% more
- Wellington: Insurance costs 38.28% less
- Washington Village: Insurance costs 4.75% less
- View Ridge-Madison: Insurance costs 22.06% less
- Victory Heights: Insurance costs 18.28% less
- University Town Center: Insurance costs 5.74% more
- University Park-Gainsville: Insurance costs 22.45% more