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Get Cheap Car Insurance in Takoma Park, Washington, DC
We monitor insurance prices, helping the average driver in Takoma Park save up to 38.3% on car insurance.
The Cheapest Minimum Coverage in Takoma Park
The chart below shows the cheapest car insurance company in Takoma Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.
| Takoma Park Insurer | Monthly Cost |
|---|---|
| Travelers | $72 |
| Erie Insurance | $74 |
| State Farm | $86 |
| Midvale Home & Auto | $93 |
Savings for Every Kind of Takoma Park Driver
Based on our extensive insurance data, we know the average Takoma Park driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $570 per year by choosing the right vehicle insurance company. Some Takoma Park residents are paying out over $2,306 extra every year for auto insurance in Takoma Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Takoma Park, Washington, DC Savings / Yr. |
|---|---|
$570 |
|
$909 |
|
$588 |
|
$1,377 |
|
$2,924 |
|
$541 |
|
$517 |
Takoma Park Car Insurance vs. Washington
People living in Takoma Park pay an average of 19.09% more than the typical driver in the state. The average driver in Takoma Park can expect to pay about $1,212 per year, or $2,306 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Takoma Park for most people.
Car Insurance Prices by Takoma Park Neighborhood
Insurance Prices
Where is insurance cheapest within Takoma Park?
The map shows insurance prices in and around Takoma Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $451 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,385 to a low of $1,934. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Takoma Park.Pick the Best Car Insurance Company for You in Takoma Park
The best car insurance provider for most drivers in Takoma Park
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $570 over the average Takoma Park car insurance company.
The best car insurance provider for Takoma Park drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $909 over the competition.
The best car insurance company for Takoma Park drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $588 better than other car insurance companies.
The best auto insurance for Takoma Park drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,377 less each year.
The least expensive car insurance company for new and young drivers in Takoma Park
In Takoma Park, Erie Insurance costs young drivers $2,924 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Takoma Park
State Farm gave the largest car insurance discounts to married couples, averaging $541 saved each year compared to an average Takoma Park couple's premiums.
The cheapest car insurance in Takoma Park for drivers with bad credit
The best Takoma Park car insurance company for customer service
Nationwide was the best company for customer service in Takoma Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Takoma Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Takoma Park driver can expect to pay about $121 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Takoma Park, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Takoma Park
What Influences the Cost of Car Insurance in Takoma Park?
On average, car insurance in Takoma Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Takoma Park is 43 minutes, which is far more than average for a driver in the city.
- District of Columbia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Takoma Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Takoma Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Takoma Park is $101 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Carroll Manor: Insurance costs 3.34% less
- Brightwood: Insurance costs 4.34% more
- Fort Totten-Upper Northeast: Insurance costs 5.33% more
- Barnaby Woods: Insurance costs 14.31% less
- New Hampshire Gardens: Insurance costs 6.90% less
- Forest Glen: Insurance costs 14.83% less
- Chevy Chase: Insurance costs 8.80% less
- Petworth: Insurance costs 4.08% more
- Langley Park: Insurance costs 0.78% more
- Green Meadows: Insurance costs 0.74% more
Neighborhoods with Similar Populations
- Harvard Place-Eastlawn: Insurance costs 7.07% less
- South End: Insurance costs 48.22% less
- Sonoma Ranch: Insurance costs 20.47% less
- Shadow Wood: Insurance costs 40.20% more
- Settlers Landing: Insurance costs 17.35% more
- Serra Highlands: Insurance costs 5.90% less
- Schorsch: Insurance costs 19.73% less
- Sardis Woods: Insurance costs 43.97% less
- Sardis Forest: Insurance costs 44.02% less
- San Isidro: Insurance costs 23.59% less