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Get Cheap Car Insurance in Salt Springs, Syracuse, NY
We monitor insurance prices, helping the average driver in Salt Springs save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Salt Springs
The chart below shows the cheapest car insurance company in Salt Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Salt Springs Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $129 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Salt Springs Driver
Based on our extensive insurance data, we know the average Salt Springs driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $786 per year by choosing the right vehicle insurance company. Some Salt Springs residents are paying out over $2,638 extra every year for auto insurance in Salt Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Salt Springs, Syracuse, NY Savings / Yr. |
|---|---|
$786 |
|
$501 |
|
$1,002 |
|
$1,014 |
|
$2,483 |
|
$831 |
|
$1,324 |
Salt Springs Car Insurance vs. Syracuse
People living in Salt Springs pay an average of 8.76% more than the typical driver in the state. The average driver in Salt Springs can expect to pay about $1,913 per year, or $2,638 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Salt Springs for most people.
Car Insurance Prices by Salt Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Salt Springs?
The map shows insurance prices in and around Salt Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $828 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,025 to a low of $2,197. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Salt Springs.Pick the Best Car Insurance Company for You in Salt Springs
The best car insurance provider for most drivers in Salt Springs
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $786 over the average Salt Springs car insurance company.
The best car insurance provider for Salt Springs drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $501 over the competition.
The best car insurance company for Salt Springs drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,002 better than other car insurance companies.
The best auto insurance for Salt Springs drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,014 less each year.
The least expensive car insurance company for new and young drivers in Salt Springs
In Salt Springs, Progressive costs young drivers $2,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Salt Springs
Progressive gave the largest car insurance discounts to married couples, averaging $831 saved each year compared to an average Salt Springs couple's premiums.
The cheapest car insurance in Salt Springs for drivers with bad credit
The best Salt Springs car insurance company for customer service
Nationwide was the best company for customer service in Salt Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Salt Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Salt Springs driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Salt Springs, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Salt Springs
What Influences the Cost of Car Insurance in Salt Springs?
On average, car insurance in Salt Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 20 to 21 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Salt Springs are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Salt Springs is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Salt Springs is $159 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Meadowbrook: Insurance costs 9.02% less
- Eastwood: Insurance costs 8.26% less
- Westcott: Insurance costs 7.85% less
- Lincoln Park-Syracuse: Insurance costs 9.02% less
- Near Eastside: Insurance costs 2.43% more
- University-Syracuse: Insurance costs 14.48% less
- University Hill: Insurance costs 6.60% less
- Near Northeast: Insurance costs 2.24% more
- Downtown Syracuse: Insurance costs 6.22% less
- Northside: Insurance costs 4.21% less
Neighborhoods with Similar Populations
- Michigan Park: Insurance costs 7.51% less
- South Westnedge: Insurance costs 9.48% more
- South Los Altos: Insurance costs 23.16% less
- South Delridge: Insurance costs 32.41% less
- South City Community: Insurance costs 37.38% less
- Somerset: Insurance costs 1.74% less
- Seven Oaks: Insurance costs 8.23% more
- Se Heights: Insurance costs 38.25% less
- Nor Este: Insurance costs 39.73% less
- Natomas Creek: Insurance costs 15.62% less