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Get Cheap Car Insurance in Ortega Hills, Jacksonville, FL
We monitor insurance prices, helping the average driver in Ortega Hills save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Ortega Hills
The chart below shows the cheapest car insurance company in Ortega Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Ortega Hills Insurer | Monthly Cost |
|---|---|
| Geico | $128 |
| State Farm | $136 |
| Gainsco | $178 |
| Bristol West | $178 |
Savings for Every Kind of Ortega Hills Driver
Based on our extensive insurance data, we know the average Ortega Hills driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $788 per year by choosing the right vehicle insurance company. Some Ortega Hills residents are paying out over $2,692 extra every year for auto insurance in Ortega Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ortega Hills, Jacksonville, FL Savings / Yr. |
|---|---|
$788 |
|
$1,156 |
|
$889 |
|
$880 |
|
$2,797 |
|
$764 |
|
$1,114 |
Ortega Hills Car Insurance vs. Jacksonville
People living in Ortega Hills pay an average of 1.88% more than the typical driver in the state. The average driver in Ortega Hills can expect to pay about $2,457 per year, or $2,692 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ortega Hills for most people.
Car Insurance Prices by Ortega Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Ortega Hills?
The map shows insurance prices in and around Ortega Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $433 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,846 to a low of $2,413. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Ortega Hills.Pick the Best Car Insurance Company for You in Ortega Hills
The best car insurance provider for most drivers in Ortega Hills
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $788 over the average Ortega Hills car insurance company.
The best car insurance provider for Ortega Hills drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,156 over the competition.
The best car insurance company for Ortega Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $889 better than other car insurance companies.
The best auto insurance for Ortega Hills drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $880 less each year.
The least expensive car insurance company for new and young drivers in Ortega Hills
In Ortega Hills, Geico costs young drivers $2,797 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ortega Hills
Geico gave the largest car insurance discounts to married couples, averaging $764 saved each year compared to an average Ortega Hills couple's premiums.
The cheapest car insurance in Ortega Hills for drivers with bad credit
The best Ortega Hills car insurance company for customer service
Allstate was the best company for customer service in Ortega Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Ortega Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ortega Hills driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ortega Hills, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Ortega Hills
What Influences the Cost of Car Insurance in Ortega Hills?
On average, car insurance in Ortega Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ortega Hills is 35 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ortega Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Ortega Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ortega Hills is $205 per month for minimum coverage and $224 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Duclay Forest: Insurance costs 1.93% more
- Duclay: Insurance costs 3.79% less
- Argyle Forest: Insurance costs 5.39% more
- Wesconnett: Insurance costs 0.93% more
- Oak Hill: Insurance costs 0.22% less
- Ortega Farms: Insurance costs 0.78% less
- McGirts Creek: Insurance costs 3.31% more
- Confederate Point: Insurance costs 4.61% more
- Cedar Hills: Insurance costs 2.53% more
- Settlers Landing: Insurance costs 0.52% more
Neighborhoods with Similar Populations
- Triple Creek: Insurance costs 35.74% less
- Franklin Park: Insurance costs 50.48% more
- Fruitridge Manor: Insurance costs 12.44% less
- Highlands: Insurance costs 47.99% less
- Highview: Insurance costs 17.94% less
- Old Town: Insurance costs 52.60% less
- Quintana Community: Insurance costs 24.59% less
- Read Blvd East: Insurance costs 51.26% more
- Riverside: Insurance costs 7.80% less
- Shiloh: Insurance costs 51.97% less