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Get Cheap Car Insurance in Pioneer Square, Seattle, WA
We monitor insurance prices, helping the average driver in Pioneer Square save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Pioneer Square
The chart below shows the cheapest car insurance company in Pioneer Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Pioneer Square Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $68 |
| Progressive | $75 |
| Geico | $81 |
Savings for Every Kind of Pioneer Square Driver
Based on our extensive insurance data, we know the average Pioneer Square driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $517 per year by choosing the right vehicle insurance company. Some Pioneer Square residents are paying out over $1,766 extra every year for auto insurance in Pioneer Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pioneer Square, Seattle, WA Savings / Yr. |
|---|---|
$517 |
|
$913 |
|
$658 |
|
$498 |
|
$1,891 |
|
$357 |
|
$613 |
Pioneer Square Car Insurance vs. Seattle
People living in Pioneer Square pay an average of 25.79% more than the typical driver in the state. The average driver in Pioneer Square can expect to pay about $1,062 per year, or $1,766 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pioneer Square for most people.
Car Insurance Prices by Pioneer Square Neighborhood
Insurance Prices
Where is insurance cheapest within Pioneer Square?
The map shows insurance prices in and around Pioneer Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $420 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,900 to a low of $1,480. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Pioneer Square.Pick the Best Car Insurance Company for You in Pioneer Square
The best car insurance provider for most drivers in Pioneer Square
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $517 over the average Pioneer Square car insurance company.
The best car insurance provider for Pioneer Square drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $913 over the competition.
The best car insurance company for Pioneer Square drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $658 better than other car insurance companies.
The best auto insurance for Pioneer Square drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $498 less each year.
The least expensive car insurance company for new and young drivers in Pioneer Square
In Pioneer Square, State Farm costs young drivers $1,891 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pioneer Square
State Farm gave the largest car insurance discounts to married couples, averaging $357 saved each year compared to an average Pioneer Square couple's premiums.
The cheapest car insurance in Pioneer Square for drivers with bad credit
The best Pioneer Square car insurance company for customer service
Nationwide was the best company for customer service in Pioneer Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Pioneer Square
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pioneer Square driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pioneer Square, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Pioneer Square
What Influences the Cost of Car Insurance in Pioneer Square?
On average, car insurance in Pioneer Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Pioneer Square is 37 minutes, which is a little more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pioneer Square are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Pioneer Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pioneer Square is $88 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- International District: Insurance costs 5.95% more
- First Hill: Insurance costs 3.57% less
- Belltown: Insurance costs 4.70% less
- Central District: Insurance costs 1.98% more
- South Lake Union: Insurance costs 7.64% less
- Atlantic: Insurance costs 1.87% more
- Capitol Hill: Insurance costs 3.85% less
- Uptown: Insurance costs 4.30% less
- Leschi: Insurance costs 4.87% less
- Madrona: Insurance costs 5.89% less
Neighborhoods with Similar Populations
- Falcon Trace: Insurance costs 59.51% more
- Park East: Insurance costs 52.66% more
- Orem North: Insurance costs 21.23% less
- Manton: Insurance costs 52.72% more
- Grantley: Insurance costs 23.90% less
- Govalle: Insurance costs 9.40% more
- Fort Columbus Airport: Insurance costs 23.84% less
- Five Points: Insurance costs 15.01% more
- Farmers Market District: Insurance costs 14.27% more
- Riverside Park: Insurance costs 90.32% more