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Get Cheap Car Insurance in Portola Springs, Irvine, CA
We monitor insurance prices, helping the average driver in Portola Springs save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Portola Springs
The chart below shows the cheapest car insurance company in Portola Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Portola Springs Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Portola Springs Driver
Based on our extensive insurance data, we know the average Portola Springs driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $651 per year by choosing the right vehicle insurance company. Some Portola Springs residents are paying out over $2,037 extra every year for auto insurance in Portola Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Portola Springs, Irvine, CA Savings / Yr. |
|---|---|
$651 |
|
$1,193 |
|
$943 |
|
$1,658 |
|
$851 |
|
$369 |
|
$0 |
Portola Springs Car Insurance vs. Irvine
People living in Portola Springs pay an average of 1.44% more than the typical driver in the state. The average driver in Portola Springs can expect to pay about $954 per year, or $2,037 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Portola Springs for most people.
Car Insurance Prices by Portola Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Portola Springs?
The map shows insurance prices in and around Portola Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $110 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,049 to a low of $1,939. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Portola Springs.Pick the Best Car Insurance Company for You in Portola Springs
The best car insurance provider for most drivers in Portola Springs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $651 over the average Portola Springs car insurance company.
The best car insurance provider for Portola Springs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,193 over the competition.
The best car insurance company for Portola Springs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $943 better than other car insurance companies.
The best auto insurance for Portola Springs drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,658 less each year.
The least expensive car insurance company for new and young drivers in Portola Springs
In Portola Springs, State Farm costs young drivers $851 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Portola Springs
Progressive gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Portola Springs couple's premiums.
The cheapest car insurance in Portola Springs for drivers with bad credit
The best Portola Springs car insurance company for customer service
Nationwide was the best company for customer service in Portola Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Portola Springs
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Portola Springs driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Portola Springs, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Portola Springs
What Influences the Cost of Car Insurance in Portola Springs?
On average, car insurance in Portola Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Portola Springs is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Portola Springs are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Portola Springs is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Portola Springs is $79 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Orange County Great Park: Insurance costs 3.49% less
- El Toro Marine Air Station: Insurance costs 3.58% less
- Woodbury: Insurance costs 3.24% more
- Spectrum: Insurance costs 2.16% more
- Northwood Point: Insurance costs 7.02% more
- Northwood: Insurance costs 4.61% more
- Irvine Health and Science Complex: Insurance costs 3.83% more
- Orchard Hills: Insurance costs 9.33% more
- El Camino Real: Insurance costs 2.70% more
- Lower Peters Canyon: Insurance costs 3.53% more
Neighborhoods with Similar Populations
- Prospect Lefferts Gardens: Insurance costs 77.17% more
- Independence Heights: Insurance costs 5.65% more
- LaGrange: Insurance costs 32.94% less
- Asylum Hill: Insurance costs 24.10% more
- Litte Italy: Insurance costs 24.94% more
- Northside: Insurance costs 24.05% more
- Oakridge: Insurance costs 10.46% more
- Old Louisville: Insurance costs 13.89% more
- Prince's Bay: Insurance costs 34.22% more
- Lakewood Village: Insurance costs 11.00% more