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Get Cheap Car Insurance in Old Louisville, Louisville, KY
We monitor insurance prices, helping the average driver in Old Louisville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Old Louisville
The chart below shows the cheapest car insurance company in Old Louisville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Old Louisville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $66 |
| State Farm | $66 |
| Travelers | $97 |
| Geico | $104 |
Savings for Every Kind of Old Louisville Driver
Based on our extensive insurance data, we know the average Old Louisville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $586 per year by choosing the right vehicle insurance company. Some Old Louisville residents are paying out over $2,320 extra every year for auto insurance in Old Louisville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Louisville, Louisville, KY Savings / Yr. |
|---|---|
$586 |
|
$961 |
|
$946 |
|
$957 |
|
$1,894 |
|
$634 |
|
$1,015 |
Old Louisville Car Insurance vs. Louisville
People living in Old Louisville pay an average of 8.72% more than the typical driver in the state. The average driver in Old Louisville can expect to pay about $1,195 per year, or $2,320 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Old Louisville for most people.
Car Insurance Prices by Old Louisville Neighborhood
Insurance Prices
Where is insurance cheapest within Old Louisville?
The map shows insurance prices in and around Old Louisville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $500 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,616 to a low of $2,116. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Old Louisville.Pick the Best Car Insurance Company for You in Old Louisville
The best car insurance provider for most drivers in Old Louisville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $586 over the average Old Louisville car insurance company.
The best car insurance provider for Old Louisville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $961 over the competition.
The best car insurance company for Old Louisville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $946 better than other car insurance companies.
The best auto insurance for Old Louisville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $957 less each year.
The least expensive car insurance company for new and young drivers in Old Louisville
In Old Louisville, State Farm costs young drivers $1,894 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Louisville
State Farm gave the largest car insurance discounts to married couples, averaging $634 saved each year compared to an average Old Louisville couple's premiums.
The cheapest car insurance in Old Louisville for drivers with bad credit
The best Old Louisville car insurance company for customer service
Nationwide was the best company for customer service in Old Louisville according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Louisville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Old Louisville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Louisville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Old Louisville
What Influences the Cost of Car Insurance in Old Louisville?
On average, car insurance in Old Louisville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Old Louisville is 25 minutes, which is about the national average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Louisville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Old Louisville has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Louisville is $100 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Schnitzelburg: Insurance costs 7.93% less
- Algonquin: Insurance costs 8.66% more
- Saint Joseph: Insurance costs 3.32% less
- Germantown: Insurance costs 3.10% less
- Central Business District: Insurance costs 3.02% more
- Phoenix Hill: Insurance costs 11.55% more
- Park Hill: Insurance costs 19.53% more
- South Louisville: Insurance costs 4.40% more
- California: Insurance costs 18.23% more
- Russell: Insurance costs 18.92% more
Neighborhoods with Similar Populations
- Grant Park: Insurance costs 8.23% less
- Portola Springs: Insurance costs 12.20% less
- Main Middle: Insurance costs 17.76% less
- Mandarin: Insurance costs 7.76% more
- Memorial Park: Insurance costs 5.22% less
- Mid-Cambridge: Insurance costs 21.38% less
- Mission Grove: Insurance costs 6.59% less
- New North End: Insurance costs 46.51% less
- North Arroyo: Insurance costs 0.30% less
- North End: Insurance costs 26.29% less