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Get Cheap Car Insurance in Live Oaks Square, Tampa, FL
We monitor insurance prices, helping the average driver in Live Oaks Square save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Live Oaks Square
The chart below shows the cheapest car insurance company in Live Oaks Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Live Oaks Square Insurer | Monthly Cost |
|---|---|
| Geico | $160 |
| State Farm | $170 |
| Gainsco | $222 |
| Bristol West | $222 |
Savings for Every Kind of Live Oaks Square Driver
Based on our extensive insurance data, we know the average Live Oaks Square driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $983 per year by choosing the right vehicle insurance company. Some Live Oaks Square residents are paying out over $3,361 extra every year for auto insurance in Live Oaks Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Live Oaks Square, Tampa, FL Savings / Yr. |
|---|---|
$983 |
|
$1,444 |
|
$1,111 |
|
$1,099 |
|
$3,492 |
|
$954 |
|
$1,390 |
Live Oaks Square Car Insurance vs. Tampa
People living in Live Oaks Square pay an average of 27.21% more than the typical driver in the state. The average driver in Live Oaks Square can expect to pay about $3,068 per year, or $3,361 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Live Oaks Square for most people.
Car Insurance Prices by Live Oaks Square Neighborhood
Insurance Prices
Where is insurance cheapest within Live Oaks Square?
The map shows insurance prices in and around Live Oaks Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $391 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,610 to a low of $3,219. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Live Oaks Square.Pick the Best Car Insurance Company for You in Live Oaks Square
The best car insurance provider for most drivers in Live Oaks Square
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $983 over the average Live Oaks Square car insurance company.
The best car insurance provider for Live Oaks Square drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,444 over the competition.
The best car insurance company for Live Oaks Square drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,111 better than other car insurance companies.
The best auto insurance for Live Oaks Square drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,099 less each year.
The least expensive car insurance company for new and young drivers in Live Oaks Square
In Live Oaks Square, Geico costs young drivers $3,492 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Live Oaks Square
Geico gave the largest car insurance discounts to married couples, averaging $954 saved each year compared to an average Live Oaks Square couple's premiums.
The cheapest car insurance in Live Oaks Square for drivers with bad credit
The best Live Oaks Square car insurance company for customer service
Allstate was the best company for customer service in Live Oaks Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Live Oaks Square
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Live Oaks Square driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Live Oaks Square, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Live Oaks Square
What Influences the Cost of Car Insurance in Live Oaks Square?
On average, car insurance in Live Oaks Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Live Oaks Square is 40 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Live Oaks Square are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Live Oaks Square is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Live Oaks Square is $256 per month for minimum coverage and $280 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northeast: Insurance costs 2.77% less
- Old Seminol Heights: Insurance costs 12.73% less
- East Tampa: Insurance costs 5.30% less
- Temple Crest: Insurance costs 8.45% less
- Sulphur Springs: Insurance costs 4.22% less
- Seminole Heights: Insurance costs 16.07% less
- Ybor City: Insurance costs 9.43% less
- South Seminole Heights: Insurance costs 13.18% less
- Tampa Heights: Insurance costs 4.28% less
- Riverbend: Insurance costs 5.21% less
Neighborhoods with Similar Populations
- Beechwood: Insurance costs 54.45% less
- Cortez: Insurance costs 26.54% less
- Holy Cross: Insurance costs 20.62% more
- Belaire: Insurance costs 49.66% less
- Dicken: Insurance costs 9.94% less
- Knightsville: Insurance costs 22.49% less
- North Rosslyn: Insurance costs 59.45% less
- Mercy Drive: Insurance costs 9.34% less
- North Sifton-Orchards Area: Insurance costs 55.04% less
- North Star: Insurance costs 54.09% less