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Get Cheap Car Insurance in Holy Cross, New Orleans, LA
We monitor insurance prices, helping the average driver in Holy Cross save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Holy Cross
The chart below shows the cheapest car insurance company in Holy Cross for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Holy Cross Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $147 |
| State Farm | $174 |
| Safeco Insurance | $175 |
| Clearcover | $194 |
Savings for Every Kind of Holy Cross Driver
Based on our extensive insurance data, we know the average Holy Cross driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,127 per year by choosing the right vehicle insurance company. Some Holy Cross residents are paying out over $4,054 extra every year for auto insurance in Holy Cross. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holy Cross, New Orleans, LA Savings / Yr. |
|---|---|
$1,127 |
|
$1,978 |
|
$1,407 |
|
$2,123 |
|
$3,367 |
|
$1,045 |
|
$1,797 |
Holy Cross Car Insurance vs. New Orleans
People living in Holy Cross pay an average of 34.54% more than the typical driver in the state. The average driver in Holy Cross can expect to pay about $2,564 per year, or $4,054 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Holy Cross for most people.
Car Insurance Prices by Holy Cross Neighborhood
Insurance Prices
Where is insurance cheapest within Holy Cross?
The map shows insurance prices in and around Holy Cross, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $590 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,299 to a low of $3,709. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Holy Cross.Pick the Best Car Insurance Company for You in Holy Cross
The best car insurance provider for most drivers in Holy Cross
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,127 over the average Holy Cross car insurance company.
The best car insurance provider for Holy Cross drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,978 over the competition.
The best car insurance company for Holy Cross drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,407 better than other car insurance companies.
The best auto insurance for Holy Cross drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $2,123 less each year.
The least expensive car insurance company for new and young drivers in Holy Cross
In Holy Cross, Farm Bureau costs young drivers $3,367 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holy Cross
Farm Bureau gave the largest car insurance discounts to married couples, averaging $1,045 saved each year compared to an average Holy Cross couple's premiums.
The cheapest car insurance in Holy Cross for drivers with bad credit
The best Holy Cross car insurance company for customer service
Nationwide was the best company for customer service in Holy Cross according to the NAIC.
Recent price drops
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The cheapest large national provider in Holy Cross
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Holy Cross driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holy Cross, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Holy Cross
What Influences the Cost of Car Insurance in Holy Cross?
On average, car insurance in Holy Cross is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Holy Cross is 31 minutes, which is far more than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Holy Cross are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Holy Cross is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Holy Cross is $214 per month for minimum coverage and $338 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower 9th Ward: Insurance costs 1.46% less
- Bywater: Insurance costs 6.83% less
- Saint Claude: Insurance costs 1.16% less
- Behrman: Insurance costs 0.72% less
- Old Aurora: Insurance costs 3.13% less
- Saint Roch: Insurance costs 1.70% more
- French Quarter: Insurance costs 13.89% less
- Seventh Ward: Insurance costs 0.59% less
- Tall Timbers: Insurance costs 0.22% more
- Central Business District: Insurance costs 14.78% less
Neighborhoods with Similar Populations
- Cooper: Insurance costs 54.00% less
- Downtown Fontana: Insurance costs 43.04% less
- Downtown Chandler: Insurance costs 52.42% less
- Donaldson Run: Insurance costs 69.76% less
- Disaster City: Insurance costs 60.04% less
- Wadeview Park: Insurance costs 34.41% less
- Wahneta: Insurance costs 31.45% less
- Crossley Crossing: Insurance costs 55.25% less
- Cortez: Insurance costs 39.10% less
- Wedgewood: Insurance costs 47.24% less