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Get Cheap Car Insurance in Guide Meridian, Bellingham, WA
We monitor insurance prices, helping the average driver in Guide Meridian save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Guide Meridian
The chart below shows the cheapest car insurance company in Guide Meridian for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Guide Meridian Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| State Farm | $52 |
| Progressive | $58 |
| Geico | $63 |
Savings for Every Kind of Guide Meridian Driver
Based on our extensive insurance data, we know the average Guide Meridian driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $398 per year by choosing the right vehicle insurance company. Some Guide Meridian residents are paying out over $1,360 extra every year for auto insurance in Guide Meridian. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Guide Meridian, Bellingham, WA Savings / Yr. |
|---|---|
$398 |
|
$703 |
|
$507 |
|
$384 |
|
$1,456 |
|
$275 |
|
$472 |
Guide Meridian Car Insurance vs. Bellingham
People living in Guide Meridian pay an average of 3.10% less than the typical driver in the state. The average driver in Guide Meridian can expect to pay about $818 per year, or $1,360 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Guide Meridian for most people.
Car Insurance Prices by Guide Meridian Neighborhood
Insurance Prices
Where is insurance cheapest within Guide Meridian?
The map shows insurance prices in and around Guide Meridian, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $200 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,508 to a low of $1,308. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Guide Meridian.Pick the Best Car Insurance Company for You in Guide Meridian
The best car insurance provider for most drivers in Guide Meridian
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $398 over the average Guide Meridian car insurance company.
The best car insurance provider for Guide Meridian drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $703 over the competition.
The best car insurance company for Guide Meridian drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $507 better than other car insurance companies.
The best auto insurance for Guide Meridian drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $384 less each year.
The least expensive car insurance company for new and young drivers in Guide Meridian
In Guide Meridian, State Farm costs young drivers $1,456 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Guide Meridian
State Farm gave the largest car insurance discounts to married couples, averaging $275 saved each year compared to an average Guide Meridian couple's premiums.
The cheapest car insurance in Guide Meridian for drivers with bad credit
The best Guide Meridian car insurance company for customer service
Nationwide was the best company for customer service in Guide Meridian according to the NAIC.
Recent price drops
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The cheapest large national provider in Guide Meridian
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Guide Meridian driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Guide Meridian, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Guide Meridian
What Influences the Cost of Car Insurance in Guide Meridian?
On average, car insurance in Guide Meridian is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Guide Meridian is 21 minutes, which is far less than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Guide Meridian are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Guide Meridian has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Guide Meridian is $68 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Birchwood: Insurance costs 4.19% more
- Columbia: Insurance costs 1.03% more
- Lettered Streets: Insurance costs 9.26% more
- Mount Baker: Insurance costs 0.29% more
- York: Insurance costs 8.68% more
- Sehome: Insurance costs 5.37% more
- Puget: Insurance costs 2.65% more
- Western Washington University: Insurance costs 6.10% more
- South Hill: Insurance costs 3.01% more
- Silver Beach: Insurance costs 1.40% more
Neighborhoods with Similar Populations
- Coves North: Insurance costs 36.32% more
- Rmma: Insurance costs 34.71% more
- Pocono Country Place: Insurance costs 24.93% more
- Haywood Park: Insurance costs 51.99% more
- Heritage Hills: Insurance costs 50.96% more
- Hillcrest: Insurance costs 107.50% more
- Athmar Park: Insurance costs 62.13% more
- middletown: Insurance costs 3.46% more
- Midtown-San Jose: Insurance costs 48.68% more
- Midway: Insurance costs 87.06% more