Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in New Tampa, Tampa, FL
We monitor insurance prices, helping the average driver in New Tampa save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in New Tampa
The chart below shows the cheapest car insurance company in New Tampa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| New Tampa Insurer | Monthly Cost |
|---|---|
| Geico | $142 |
| State Farm | $150 |
| Gainsco | $196 |
| Bristol West | $196 |
Savings for Every Kind of New Tampa Driver
Based on our extensive insurance data, we know the average New Tampa driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $868 per year by choosing the right vehicle insurance company. Some New Tampa residents are paying out over $2,968 extra every year for auto insurance in New Tampa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Tampa, Tampa, FL Savings / Yr. |
|---|---|
$868 |
|
$1,275 |
|
$981 |
|
$971 |
|
$3,084 |
|
$843 |
|
$1,228 |
New Tampa Car Insurance vs. Tampa
People living in New Tampa pay an average of 12.34% more than the typical driver in the state. The average driver in New Tampa can expect to pay about $2,710 per year, or $2,968 for full coverage.
Based on our analysis, Geico will be the cheapest provider in New Tampa for most people.
Car Insurance Prices by New Tampa Neighborhood
Insurance Prices
Where is insurance cheapest within New Tampa?
The map shows insurance prices in and around New Tampa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $151 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,028 to a low of $2,877. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of New Tampa.Pick the Best Car Insurance Company for You in New Tampa
The best car insurance provider for most drivers in New Tampa
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $868 over the average New Tampa car insurance company.
The best car insurance provider for New Tampa drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,275 over the competition.
The best car insurance company for New Tampa drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $981 better than other car insurance companies.
The best auto insurance for New Tampa drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $971 less each year.
The least expensive car insurance company for new and young drivers in New Tampa
In New Tampa, Geico costs young drivers $3,084 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Tampa
Geico gave the largest car insurance discounts to married couples, averaging $843 saved each year compared to an average New Tampa couple's premiums.
The cheapest car insurance in New Tampa for drivers with bad credit
The best New Tampa car insurance company for customer service
Recent price drops
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The cheapest large national provider in New Tampa
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average New Tampa driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Tampa, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around New Tampa
What Influences the Cost of Car Insurance in New Tampa?
On average, car insurance in New Tampa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in New Tampa is 44 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Tampa are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- New Tampa is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Tampa is $226 per month for minimum coverage and $247 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cory Lake Isles: Insurance costs 0.07% less
- Hunters Green: Insurance costs 0.30% less
- Meadow Point: Insurance costs 4.85% less
- West Meadows: Insurance costs 1.75% less
- Seven Oaks: Insurance costs 3.81% less
- Tampa Palms: Insurance costs 0.47% less
- Temple Park: Insurance costs 0.03% more
- Cross Fletcher: Insurance costs 12.94% more
- Temple Crest: Insurance costs 3.67% more
- University Square: Insurance costs 7.08% more
Neighborhoods with Similar Populations
- Thomasboro-Hoskins: Insurance costs 49.43% less
- Downtown Southfield: Insurance costs 32.78% more
- Downtown: Insurance costs 48.42% less
- East End: Insurance costs 11.15% less
- The Seasons: Insurance costs 27.32% less
- Downtown Bridgeport: Insurance costs 11.32% less
- Del Prado: Insurance costs 33.15% less
- Covell Park: Insurance costs 33.29% less
- Coral Ridge Country Club Estates: Insurance costs 2.46% more
- Clinton: Insurance costs 18.70% less