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Get Cheap Car Insurance in West Side, Stamford, CT
We monitor insurance prices, helping the average driver in West Side save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in West Side
The chart below shows the cheapest car insurance company in West Side for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| West Side Insurer | Monthly Cost |
|---|---|
| Kemper | $88 |
| State Farm | $101 |
| Safeco Insurance | $102 |
| Travelers | $102 |
Savings for Every Kind of West Side Driver
Based on our extensive insurance data, we know the average West Side driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $723 per year by choosing the right vehicle insurance company. Some West Side residents are paying out over $2,466 extra every year for auto insurance in West Side. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Side, Stamford, CT Savings / Yr. |
|---|---|
$723 |
|
$1,002 |
|
$696 |
|
$1,162 |
|
$2,735 |
|
$655 |
|
$1,101 |
West Side Car Insurance vs. Stamford
People living in West Side pay an average of 27.45% more than the typical driver in the state. The average driver in West Side can expect to pay about $1,689 per year, or $2,466 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in West Side for most people.
Car Insurance Prices by West Side Neighborhood
Insurance Prices
Where is insurance cheapest within West Side?
The map shows insurance prices in and around West Side, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $565 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,707 to a low of $2,142. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of West Side.Pick the Best Car Insurance Company for You in West Side
The best car insurance provider for most drivers in West Side
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $723 over the average West Side car insurance company.
The best car insurance provider for West Side drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $1,002 over the competition.
The best car insurance company for West Side drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $696 better than other car insurance companies.
The best auto insurance for West Side drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,162 less each year.
The least expensive car insurance company for new and young drivers in West Side
In West Side, State Farm costs young drivers $2,735 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Side
State Farm gave the largest car insurance discounts to married couples, averaging $655 saved each year compared to an average West Side couple's premiums.
The cheapest car insurance in West Side for drivers with bad credit
The best West Side car insurance company for customer service
Recent price drops
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The cheapest large national provider in West Side
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average West Side driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Side, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around West Side
What Influences the Cost of Car Insurance in West Side?
On average, car insurance in West Side is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in West Side is 31 minutes, which is a little more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Side are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- West Side is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West Side is $141 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Waterside: Insurance costs 2.07% more
- Ridgeway: Insurance costs 4.79% less
- South End Stamford: Insurance costs 0.61% more
- Downtown Stamford: Insurance costs 4.58% less
- Glenbrook: Insurance costs 3.77% less
- Cove-East Side: Insurance costs 2.88% less
- Belltown: Insurance costs 13.22% less
- Turn of River: Insurance costs 12.57% less
- Springdale: Insurance costs 7.26% less
- Newfield: Insurance costs 14.76% less
Neighborhoods with Similar Populations
- Naglee Park: Insurance costs 12.08% less
- Meadow Point: Insurance costs 14.52% more
- Mercury Central: Insurance costs 49.59% less
- Mid-City: Insurance costs 48.66% more
- Midtown: Insurance costs 25.87% less
- Midvale Park: Insurance costs 24.17% less
- Montclaire South: Insurance costs 37.79% less
- Montclare: Insurance costs 21.94% less
- Montopolis: Insurance costs 20.80% less
- Moran Prairie: Insurance costs 42.66% less