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Get Cheap Car Insurance in Waterside, Stamford, CT
We monitor insurance prices, helping the average driver in Waterside save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Waterside
The chart below shows the cheapest car insurance company in Waterside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Waterside Insurer | Monthly Cost |
|---|---|
| Kemper | $90 |
| State Farm | $103 |
| Safeco Insurance | $104 |
| Travelers | $104 |
Savings for Every Kind of Waterside Driver
Based on our extensive insurance data, we know the average Waterside driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $737 per year by choosing the right vehicle insurance company. Some Waterside residents are paying out over $2,517 extra every year for auto insurance in Waterside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waterside, Stamford, CT Savings / Yr. |
|---|---|
$737 |
|
$1,022 |
|
$710 |
|
$1,186 |
|
$2,791 |
|
$668 |
|
$1,124 |
Waterside Car Insurance vs. Stamford
People living in Waterside pay an average of 30.06% more than the typical driver in the state. The average driver in Waterside can expect to pay about $1,723 per year, or $2,517 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Waterside for most people.
Car Insurance Prices by Waterside Neighborhood
Insurance Prices
Where is insurance cheapest within Waterside?
The map shows insurance prices in and around Waterside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $483 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,625 to a low of $2,142. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Waterside.Pick the Best Car Insurance Company for You in Waterside
The best car insurance provider for most drivers in Waterside
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $737 over the average Waterside car insurance company.
The best car insurance provider for Waterside drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $1,022 over the competition.
The best car insurance company for Waterside drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $710 better than other car insurance companies.
The best auto insurance for Waterside drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,186 less each year.
The least expensive car insurance company for new and young drivers in Waterside
In Waterside, State Farm costs young drivers $2,791 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waterside
State Farm gave the largest car insurance discounts to married couples, averaging $668 saved each year compared to an average Waterside couple's premiums.
The cheapest car insurance in Waterside for drivers with bad credit
The best Waterside car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waterside
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waterside driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waterside, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Waterside
What Influences the Cost of Car Insurance in Waterside?
On average, car insurance in Waterside is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Waterside is 35 minutes, which is far more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waterside are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Waterside has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waterside is $144 per month for minimum coverage and $210 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South End Stamford: Insurance costs 1.43% less
- West Side: Insurance costs 2.03% less
- Downtown Stamford: Insurance costs 6.52% less
- Ridgeway: Insurance costs 6.71% less
- Cove-East Side: Insurance costs 4.85% less
- Glenbrook: Insurance costs 5.72% less
- Belltown: Insurance costs 14.98% less
- Turn of River: Insurance costs 14.34% less
- Springdale: Insurance costs 9.14% less
- Newfield: Insurance costs 16.49% less
Neighborhoods with Similar Populations
- Barrington Park: Insurance costs 38.66% less
- Woodstone: Insurance costs 30.67% less
- Woodlake: Insurance costs 19.59% less
- Wildhorse: Insurance costs 25.11% less
- West Urbana: Insurance costs 40.37% less
- West Mesa: Insurance costs 30.63% less
- West End Theatre District: Insurance costs 42.11% less
- Weber: Insurance costs 49.66% less
- Waterfront: Insurance costs 20.62% less
- Warrendale: Insurance costs 33.45% less