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Get Cheap Car Insurance in South Beach, Fort Pierce, FL
We monitor insurance prices, helping the average driver in South Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Beach
The chart below shows the cheapest car insurance company in South Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Beach Insurer | Monthly Cost |
|---|---|
| Geico | $123 |
| State Farm | $131 |
| Gainsco | $171 |
| Bristol West | $171 |
Savings for Every Kind of South Beach Driver
Based on our extensive insurance data, we know the average South Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $757 per year by choosing the right vehicle insurance company. Some South Beach residents are paying out over $2,587 extra every year for auto insurance in South Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Beach, Fort Pierce, FL Savings / Yr. |
|---|---|
$757 |
|
$1,111 |
|
$855 |
|
$846 |
|
$2,688 |
|
$734 |
|
$1,070 |
South Beach Car Insurance vs. Fort Pierce
People living in South Beach pay an average of 2.08% less than the typical driver in the state. The average driver in South Beach can expect to pay about $2,362 per year, or $2,587 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Beach for most people.
Car Insurance Prices by South Beach Neighborhood
Insurance Prices
Where is insurance cheapest within South Beach?
The map shows insurance prices in and around South Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,671 to a low of $2,482. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of South Beach.Pick the Best Car Insurance Company for You in South Beach
The best car insurance provider for most drivers in South Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $757 over the average South Beach car insurance company.
The best car insurance provider for South Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,111 over the competition.
The best car insurance company for South Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $855 better than other car insurance companies.
The best auto insurance for South Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $846 less each year.
The least expensive car insurance company for new and young drivers in South Beach
In South Beach, Geico costs young drivers $2,688 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Beach
Geico gave the largest car insurance discounts to married couples, averaging $734 saved each year compared to an average South Beach couple's premiums.
The cheapest car insurance in South Beach for drivers with bad credit
The best South Beach car insurance company for customer service
Recent price drops
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The cheapest large national provider in South Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Beach
What Influences the Cost of Car Insurance in South Beach?
On average, car insurance in South Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Beach is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Beach is $197 per month for minimum coverage and $216 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- White City: Insurance costs 3.36% less
- River Park: Insurance costs 2.82% more
- St. Lucie West: Insurance costs 2.78% less
- The Reserve: Insurance costs 3.05% less
- Tradition: Insurance costs 3.05% less
- North River Shores: Insurance costs 2.40% less
- Golden Gate: Insurance costs 10.67% more
- Holiday Park: Insurance costs 2.32% less
- Lockmar Estates: Insurance costs 0.23% less
- Lake Marion Village: Insurance costs 0.50% more
Neighborhoods with Similar Populations
- Barnaby Woods: Insurance costs 23.62% less
- Ardenwood: Insurance costs 16.81% less
- Cabbage Town: Insurance costs 22.54% less
- Lincoln Park: Insurance costs 14.30% less
- Walnut Valley: Insurance costs 32.74% less
- Marina: Insurance costs 16.43% less
- middletown: Insurance costs 45.61% less
- Miramar: Insurance costs 27.41% less
- Mission-Foothill: Insurance costs 14.38% less
- N Albuquerque Acres: Insurance costs 38.69% less