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Get Cheap Car Insurance in Ardenwood, Fremont, CA
We monitor insurance prices, helping the average driver in Ardenwood save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Ardenwood
The chart below shows the cheapest car insurance company in Ardenwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Ardenwood Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Ardenwood Driver
Based on our extensive insurance data, we know the average Ardenwood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $688 per year by choosing the right vehicle insurance company. Some Ardenwood residents are paying out over $2,152 extra every year for auto insurance in Ardenwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ardenwood, Fremont, CA Savings / Yr. |
|---|---|
$688 |
|
$1,260 |
|
$997 |
|
$1,751 |
|
$899 |
|
$390 |
|
$0 |
Ardenwood Car Insurance vs. Fremont
People living in Ardenwood pay an average of 7.16% more than the typical driver in the state. The average driver in Ardenwood can expect to pay about $1,007 per year, or $2,152 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Ardenwood for most people.
Car Insurance Prices by Ardenwood Neighborhood
Insurance Prices
Where is insurance cheapest within Ardenwood?
The map shows insurance prices in and around Ardenwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $305 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,279 to a low of $1,974. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Ardenwood.Pick the Best Car Insurance Company for You in Ardenwood
The best car insurance provider for most drivers in Ardenwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $688 over the average Ardenwood car insurance company.
The best car insurance provider for Ardenwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,260 over the competition.
The best car insurance company for Ardenwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $997 better than other car insurance companies.
The best auto insurance for Ardenwood drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,751 less each year.
The least expensive car insurance company for new and young drivers in Ardenwood
In Ardenwood, State Farm costs young drivers $899 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ardenwood
Progressive gave the largest car insurance discounts to married couples, averaging $390 saved each year compared to an average Ardenwood couple's premiums.
The cheapest car insurance in Ardenwood for drivers with bad credit
The best Ardenwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ardenwood
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Ardenwood driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ardenwood, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Ardenwood
What Influences the Cost of Car Insurance in Ardenwood?
On average, car insurance in Ardenwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ardenwood is 48 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ardenwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Ardenwood has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ardenwood is $84 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Contempo: Insurance costs 0.60% less
- Parkmont: Insurance costs 0.60% more
- Fairway Park: Insurance costs 1.58% less
- Niles Junction: Insurance costs 4.97% less
- Tennyson-Alquire: Insurance costs 1.72% more
- Sundale: Insurance costs 3.62% less
- Downtown Fremont: Insurance costs 1.49% more
- Glen Eden: Insurance costs 0.23% more
- Mission-Garin: Insurance costs 3.35% more
- Harder-Tennyson: Insurance costs 2.37% more
Neighborhoods with Similar Populations
- Social: Insurance costs 13.94% more
- N Albuquerque Acres: Insurance costs 26.30% less
- Sundance: Insurance costs 10.87% less
- Downtown Marion: Insurance costs 48.19% less
- Elwood: Insurance costs 28.81% more
- South Shore: Insurance costs 4.09% more
- Fishers Landing East: Insurance costs 30.67% less
- Downtown Little Rock: Insurance costs 16.82% less
- Belmont: Insurance costs 34.34% less
- Colonial Heights: Insurance costs 33.27% more