Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Elwood, East Northport, NY
We monitor insurance prices, helping the average driver in Elwood save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Elwood
The chart below shows the cheapest car insurance company in Elwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Elwood Insurer | Monthly Cost |
|---|---|
| Kemper | $102 |
| Plymouth Rock Assurance | $136 |
| Safeco Insurance | $146 |
| Geico | $152 |
Savings for Every Kind of Elwood Driver
Based on our extensive insurance data, we know the average Elwood driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $826 per year by choosing the right vehicle insurance company. Some Elwood residents are paying out over $2,772 extra every year for auto insurance in Elwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elwood, East Northport, NY Savings / Yr. |
|---|---|
$826 |
|
$527 |
|
$1,053 |
|
$1,065 |
|
$2,610 |
|
$873 |
|
$1,391 |
Elwood Car Insurance vs. East Northport
People living in Elwood pay an average of 14.30% more than the typical driver in the state. The average driver in Elwood can expect to pay about $2,011 per year, or $2,772 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Elwood for most people.
Car Insurance Prices by Elwood Neighborhood
Insurance Prices
Where is insurance cheapest within Elwood?
The map shows insurance prices in and around Elwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $425 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,067 to a low of $2,642. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Elwood.Pick the Best Car Insurance Company for You in Elwood
The best car insurance provider for most drivers in Elwood
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $826 over the average Elwood car insurance company.
The best car insurance provider for Elwood drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $527 over the competition.
The best car insurance company for Elwood drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,053 better than other car insurance companies.
The best auto insurance for Elwood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,065 less each year.
The least expensive car insurance company for new and young drivers in Elwood
In Elwood, Progressive costs young drivers $2,610 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elwood
Progressive gave the largest car insurance discounts to married couples, averaging $873 saved each year compared to an average Elwood couple's premiums.
The cheapest car insurance in Elwood for drivers with bad credit
The best Elwood car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Elwood, which was better than other insurers.
The cheapest large national provider in Elwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elwood driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elwood, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Elwood
What Influences the Cost of Car Insurance in Elwood?
On average, car insurance in Elwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Elwood is 44 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Elwood is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elwood is $168 per month for minimum coverage and $231 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Hills: Insurance costs 4.73% less
- Wheatley Heights: Insurance costs 12.88% more
- West Amityville: Insurance costs 1.59% more
- Nassau Shores: Insurance costs 3.90% less
- Biltmore Shores: Insurance costs 4.73% less
- Cove-East Side: Insurance costs 13.60% less
- Mott Section: Insurance costs 7.03% more
- South End Stamford: Insurance costs 10.50% less
- Waterside: Insurance costs 9.20% less
- Glenbrook: Insurance costs 14.39% less
Neighborhoods with Similar Populations
- Cobble Hill: Insurance costs 7.40% more
- Floresta Gardens-Bradrick: Insurance costs 17.17% less
- Fishers Landing East: Insurance costs 46.18% less
- Meridian Park: Insurance costs 38.20% less
- East Milton: Insurance costs 32.94% less
- Downtown New Britain: Insurance costs 19.26% less
- Downtown Marion: Insurance costs 59.78% less
- Downtown Little Rock: Insurance costs 35.43% less
- Dayton Triangle: Insurance costs 20.17% less
- Crossroads: Insurance costs 23.09% less