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Get Cheap Car Insurance in Biltmore Shores, Massapequa, NY
We monitor insurance prices, helping the average driver in Biltmore Shores save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Biltmore Shores
The chart below shows the cheapest car insurance company in Biltmore Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Biltmore Shores Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $129 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Biltmore Shores Driver
Based on our extensive insurance data, we know the average Biltmore Shores driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $787 per year by choosing the right vehicle insurance company. Some Biltmore Shores residents are paying out over $2,641 extra every year for auto insurance in Biltmore Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Biltmore Shores, Massapequa, NY Savings / Yr. |
|---|---|
$787 |
|
$502 |
|
$1,003 |
|
$1,015 |
|
$2,487 |
|
$832 |
|
$1,325 |
Biltmore Shores Car Insurance vs. Massapequa
People living in Biltmore Shores pay an average of 8.91% more than the typical driver in the state. The average driver in Biltmore Shores can expect to pay about $1,916 per year, or $2,641 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Biltmore Shores for most people.
Car Insurance Prices by Biltmore Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Biltmore Shores?
The map shows insurance prices in and around Biltmore Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $156 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,712 to a low of $2,556. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Biltmore Shores.Pick the Best Car Insurance Company for You in Biltmore Shores
The best car insurance provider for most drivers in Biltmore Shores
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $787 over the average Biltmore Shores car insurance company.
The best car insurance provider for Biltmore Shores drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $502 over the competition.
The best car insurance company for Biltmore Shores drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,003 better than other car insurance companies.
The best auto insurance for Biltmore Shores drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,015 less each year.
The least expensive car insurance company for new and young drivers in Biltmore Shores
In Biltmore Shores, Progressive costs young drivers $2,487 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Biltmore Shores
Progressive gave the largest car insurance discounts to married couples, averaging $832 saved each year compared to an average Biltmore Shores couple's premiums.
The cheapest car insurance in Biltmore Shores for drivers with bad credit
The best Biltmore Shores car insurance company for customer service
Nationwide was the best company for customer service in Biltmore Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Biltmore Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Biltmore Shores driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Biltmore Shores, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Biltmore Shores
What Influences the Cost of Car Insurance in Biltmore Shores?
On average, car insurance in Biltmore Shores is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Biltmore Shores is 47 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Biltmore Shores are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Biltmore Shores is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Biltmore Shores is $160 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Nassau Shores: Insurance costs 0.87% more
- West Amityville: Insurance costs 6.63% more
- Bay Colony: Insurance costs 16.89% more
- Wheatley Heights: Insurance costs 18.48% more
- Mott Section: Insurance costs 12.34% more
- West Hills: Insurance costs the same
- Rosedale: Insurance costs 33.96% more
- Glen Oaks: Insurance costs 13.78% more
- Cambria Heights: Insurance costs 34.53% more
- Bellerose: Insurance costs 18.06% more
Neighborhoods with Similar Populations
- Belmont-Charlottesville: Insurance costs 54.41% less
- Sunwood Central: Insurance costs 18.44% less
- South Amherst: Insurance costs 39.27% less
- Eastwood Hills: Insurance costs 20.83% less
- Marriott's Griffin Gate Golf Culb: Insurance costs 9.58% less
- Bennington: Insurance costs 43.58% less
- Foothills: Insurance costs 23.63% less
- San Miguel: Insurance costs 23.29% less
- New Aurora: Insurance costs 50.25% more
- North: Insurance costs 42.48% less