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Get Cheap Car Insurance in Wheatley Heights, Wyandanch, NY
We monitor insurance prices, helping the average driver in Wheatley Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Wheatley Heights
The chart below shows the cheapest car insurance company in Wheatley Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Wheatley Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $115 |
| Plymouth Rock Assurance | $153 |
| Safeco Insurance | $165 |
| Geico | $172 |
Savings for Every Kind of Wheatley Heights Driver
Based on our extensive insurance data, we know the average Wheatley Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $933 per year by choosing the right vehicle insurance company. Some Wheatley Heights residents are paying out over $3,129 extra every year for auto insurance in Wheatley Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wheatley Heights, Wyandanch, NY Savings / Yr. |
|---|---|
$933 |
|
$595 |
|
$1,188 |
|
$1,202 |
|
$2,945 |
|
$986 |
|
$1,570 |
Wheatley Heights Car Insurance vs. Wyandanch
People living in Wheatley Heights pay an average of 29.02% more than the typical driver in the state. The average driver in Wheatley Heights can expect to pay about $2,269 per year, or $3,129 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wheatley Heights for most people.
Car Insurance Prices by Wheatley Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Wheatley Heights?
The map shows insurance prices in and around Wheatley Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,164 to a low of $3,060. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Wheatley Heights.Pick the Best Car Insurance Company for You in Wheatley Heights
The best car insurance provider for most drivers in Wheatley Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $933 over the average Wheatley Heights car insurance company.
The best car insurance provider for Wheatley Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $595 over the competition.
The best car insurance company for Wheatley Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,188 better than other car insurance companies.
The best auto insurance for Wheatley Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,202 less each year.
The least expensive car insurance company for new and young drivers in Wheatley Heights
In Wheatley Heights, Progressive costs young drivers $2,945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wheatley Heights
Progressive gave the largest car insurance discounts to married couples, averaging $986 saved each year compared to an average Wheatley Heights couple's premiums.
The cheapest car insurance in Wheatley Heights for drivers with bad credit
The best Wheatley Heights car insurance company for customer service
Nationwide was the best company for customer service in Wheatley Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Wheatley Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wheatley Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wheatley Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Wheatley Heights
What Influences the Cost of Car Insurance in Wheatley Heights?
On average, car insurance in Wheatley Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wheatley Heights is 43 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wheatley Heights are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Wheatley Heights is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wheatley Heights is $189 per month for minimum coverage and $261 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Hills: Insurance costs 15.60% less
- Elwood: Insurance costs 11.41% less
- West Amityville: Insurance costs 10.00% less
- Nassau Shores: Insurance costs 14.86% less
- Biltmore Shores: Insurance costs 15.60% less
- Mott Section: Insurance costs 5.18% less
- Bay Colony: Insurance costs 1.34% less
- Glen Oaks: Insurance costs 3.96% less
- Bellerose: Insurance costs 0.35% less
- Douglaston-Little Neck: Insurance costs 2.27% less
Neighborhoods with Similar Populations
- Carthage: Insurance costs 61.62% less
- Catalina Foothills Estates: Insurance costs 43.21% less
- City Center: Insurance costs 0.74% less
- City Center: Insurance costs 58.96% less
- Delman: Insurance costs 25.92% less
- Sylvester Park: Insurance costs 46.28% less
- North Pointe: Insurance costs 21.22% less
- Northwood: Insurance costs 2.46% more
- Oakbrook: Insurance costs 52.70% less
- Park Farms: Insurance costs 35.86% less