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Get Cheap Car Insurance in North Pointe, St. Louis, MO
We monitor insurance prices, helping the average driver in North Pointe save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in North Pointe
The chart below shows the cheapest car insurance company in North Pointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| North Pointe Insurer | Monthly Cost |
|---|---|
| State Farm | $94 |
| Travelers | $94 |
| Safeco Insurance | $95 |
| Clearcover | $102 |
Savings for Every Kind of North Pointe Driver
Based on our extensive insurance data, we know the average North Pointe driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $665 per year by choosing the right vehicle insurance company. Some North Pointe residents are paying out over $2,465 extra every year for auto insurance in North Pointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Pointe, St. Louis, MO Savings / Yr. |
|---|---|
$665 |
|
$928 |
|
$849 |
|
$950 |
|
$2,004 |
|
$517 |
|
$794 |
North Pointe Car Insurance vs. St. Louis
People living in North Pointe pay an average of 36.88% more than the typical driver in the state. The average driver in North Pointe can expect to pay about $1,518 per year, or $2,465 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in North Pointe for most people.
Car Insurance Prices by North Pointe Neighborhood
Insurance Prices
Where is insurance cheapest within North Pointe?
The map shows insurance prices in and around North Pointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $301 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,543 to a low of $2,242. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of North Pointe.Pick the Best Car Insurance Company for You in North Pointe
The best car insurance provider for most drivers in North Pointe
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $665 over the average North Pointe car insurance company.
The best car insurance provider for North Pointe drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $928 over the competition.
The best car insurance company for North Pointe drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $849 better than other car insurance companies.
The best auto insurance for North Pointe drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $950 less each year.
The least expensive car insurance company for new and young drivers in North Pointe
In North Pointe, Travelers costs young drivers $2,004 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Pointe
State Farm gave the largest car insurance discounts to married couples, averaging $517 saved each year compared to an average North Pointe couple's premiums.
The cheapest car insurance in North Pointe for drivers with bad credit
The best North Pointe car insurance company for customer service
Nationwide was the best company for customer service in North Pointe according to the NAIC.
Recent price drops
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The cheapest large national provider in North Pointe
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Pointe driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Pointe, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around North Pointe
What Influences the Cost of Car Insurance in North Pointe?
On average, car insurance in North Pointe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Pointe is 30 minutes, which is far more than average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Pointe are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Pointe is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Pointe is $127 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Baden: Insurance costs 3.81% less
- Mark Twain: Insurance costs 2.35% less
- Penrose: Insurance costs 6.33% less
- Wells-Goodfellow: Insurance costs 5.64% less
- O'Fallon: Insurance costs 4.62% less
- The Greater Ville: Insurance costs 2.23% less
- West End: Insurance costs 7.55% less
- Jeff-Vander-Lou: Insurance costs 4.91% less
- Debaliviere Place: Insurance costs 12.70% less
- Central West End: Insurance costs 16.19% less
Neighborhoods with Similar Populations
- Galeville: Insurance costs 10.71% less
- Bryan Downtown Historic District: Insurance costs 56.11% less
- Nelson: Insurance costs 27.99% more
- Wyndham Lakes Estates: Insurance costs 17.00% more
- Windsor Village: Insurance costs 13.14% less
- Wheatley Heights: Insurance costs 26.94% more
- Westnedge Hill: Insurance costs 16.51% more
- Westinghouse: Insurance costs 43.94% less
- University Pines: Insurance costs 31.12% less
- Sylvester Park: Insurance costs 31.81% less