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Get Cheap Car Insurance in Tennyson-Alquire, Hayward, CA

We monitor insurance prices, helping the average driver in Tennyson-Alquire save up to 33.7% on car insurance.

 

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The Cheapest Minimum Coverage in Tennyson-Alquire

The chart below shows the cheapest car insurance company in Tennyson-Alquire for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.

 
Tennyson-Alquire Insurer Monthly Cost
Metromile $55
Geico $62
Progressive $66
Travelers $69

Savings for Every Kind of Tennyson-Alquire Driver

The table shows how much the average auto insurance customer in Tennyson-Alquire might save by following our recommendations.

Based on our extensive insurance data, we know the average Tennyson-Alquire driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $700 per year by choosing the right vehicle insurance company. Some Tennyson-Alquire residents are paying out over $2,189 extra every year for auto insurance in Tennyson-Alquire. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Tennyson-Alquire Car Insurance vs. Hayward

People living in Tennyson-Alquire pay an average of 9.00% more than the typical driver in the state. The average driver in Tennyson-Alquire can expect to pay about $1,025 per year, or $2,189 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Tennyson-Alquire for most people.

Car Insurance Prices by Tennyson-Alquire Neighborhood

Tennyson-Alquire, Hayward, CA map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Tennyson-Alquire?

The map shows insurance prices in and around Tennyson-Alquire, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,270 to a low of $2,112. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Tennyson-Alquire.

Pick the Best Car Insurance Company for You in Tennyson-Alquire

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Tennyson-Alquire insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Tennyson-Alquire

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $700 over the average Tennyson-Alquire car insurance company.

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We use the average good driver, paying $124 per month, as our baseline for pricing in Tennyson-Alquire. Allstate, Metromile, and Esurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Tennyson-Alquire drivers with accidents on their records

In Tennyson-Alquire getting into an accident will raise premiums an average 44% for a yearly cost of $3,936. That's $1,747 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Metromile, and Mercury Insurance are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,282 over the competition.

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The best car insurance company for Tennyson-Alquire drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $1,014 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Tennyson-Alquire, tickets raise premiums on new quotes about $1,111. If you have a speeding ticket, we recommend Geico, Metromile, and Mercury Insurance for savings that beat the average insurance cost of $3,299 per year.

The best auto insurance for Tennyson-Alquire drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,543 per year in auto insurance premiums, which was $3,354 more than a driver with no major issues. Progressive, Travelers, and Mercury Insurance penalized their customers the least for a DUI.

Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,781 less each year.

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The least expensive car insurance company for new and young drivers in Tennyson-Alquire

In Tennyson-Alquire, State Farm costs young drivers $915 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 62% more for insurance than more mature drivers in Tennyson-Alquire. With an average cost of $5,808 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Mercury Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Tennyson-Alquire

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $217. Geico, Progressive, and Mercury Insurance provided the largest discounts to couples living in Tennyson-Alquire.

Progressive gave the largest car insurance discounts to married couples, averaging $397 saved each year compared to an average Tennyson-Alquire couple's premiums.

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The cheapest car insurance in Tennyson-Alquire for drivers with bad credit

The state of California does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Tennyson-Alquire car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Tennyson-Alquire, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Tennyson-Alquire.

Nationwide was the best company for customer service in Tennyson-Alquire according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Tennyson-Alquire, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Tennyson-Alquire. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Tennyson-Alquire

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 21% of Tennyson-Alquire residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Allstate tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Tennyson-Alquire driver can expect to pay about $129 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tennyson-Alquire, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.
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Auto Insurance Prices in and Around Tennyson-Alquire

What Influences the Cost of Car Insurance in Tennyson-Alquire?

On average, car insurance in Tennyson-Alquire is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Tennyson-Alquire is 40 minutes, which is a little more than average for a driver in the city.
  • California state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Tennyson-Alquire are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Tennyson-Alquire is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Tennyson-Alquire is $85 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Tennyson-Alquire driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Tennyson-Alquire with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.