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Get Cheap Car Insurance in Hillsdale, San Mateo, CA
We monitor insurance prices, helping the average driver in Hillsdale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Hillsdale
The chart below shows the cheapest car insurance company in Hillsdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Hillsdale Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Hillsdale Driver
Based on our extensive insurance data, we know the average Hillsdale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $640 per year by choosing the right vehicle insurance company. Some Hillsdale residents are paying out over $2,003 extra every year for auto insurance in Hillsdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hillsdale, San Mateo, CA Savings / Yr. |
|---|---|
$640 |
|
$1,173 |
|
$928 |
|
$1,630 |
|
$837 |
|
$363 |
|
$0 |
Hillsdale Car Insurance vs. San Mateo
People living in Hillsdale pay an average of 0.26% less than the typical driver in the state. The average driver in Hillsdale can expect to pay about $938 per year, or $2,003 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Hillsdale for most people.
Car Insurance Prices by Hillsdale Neighborhood
Insurance Prices
Where is insurance cheapest within Hillsdale?
The map shows insurance prices in and around Hillsdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $136 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,073 to a low of $1,937. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Hillsdale.Pick the Best Car Insurance Company for You in Hillsdale
The best car insurance provider for most drivers in Hillsdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $640 over the average Hillsdale car insurance company.
The best car insurance provider for Hillsdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,173 over the competition.
The best car insurance company for Hillsdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $928 better than other car insurance companies.
The best auto insurance for Hillsdale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,630 less each year.
The least expensive car insurance company for new and young drivers in Hillsdale
In Hillsdale, State Farm costs young drivers $837 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hillsdale
Progressive gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average Hillsdale couple's premiums.
The cheapest car insurance in Hillsdale for drivers with bad credit
The best Hillsdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hillsdale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Hillsdale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hillsdale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Hillsdale
What Influences the Cost of Car Insurance in Hillsdale?
On average, car insurance in Hillsdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hillsdale is 37 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hillsdale are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Hillsdale is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hillsdale is $78 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Marina Lagoon: Insurance costs 4.39% more
- Beresford: Insurance costs 3.10% more
- Sugerloaf: Insurance costs 3.20% more
- Haywood Park: Insurance costs 3.20% more
- East San Mateo: Insurance costs 2.55% more
- Shoreview: Insurance costs 3.44% more
- Downtown San Mateo: Insurance costs 4.44% more
- Baywood-Aragon: Insurance costs 1.85% more
- Western Hills: Insurance costs 0.90% less
- North Central San Francisco: Insurance costs 8.94% more
Neighborhoods with Similar Populations
- Glen Eden: Insurance costs 7.69% more
- Valley View: Insurance costs 23.56% more
- Tuttle West: Insurance costs 42.19% less
- Rock Creek: Insurance costs 15.03% less
- Point Place: Insurance costs 43.38% less
- North Beach: Insurance costs 26.61% more
- Hill: Insurance costs 27.16% more
- Harrowgate: Insurance costs 10.18% less
- Greenwell Springs-Central Area: Insurance costs 74.74% more
- Victory Hills: Insurance costs 12.28% less