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Get Cheap Car Insurance in Sugerloaf, San Mateo, CA
We monitor insurance prices, helping the average driver in Sugerloaf save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Sugerloaf
The chart below shows the cheapest car insurance company in Sugerloaf for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Sugerloaf Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Sugerloaf Driver
Based on our extensive insurance data, we know the average Sugerloaf driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $661 per year by choosing the right vehicle insurance company. Some Sugerloaf residents are paying out over $2,067 extra every year for auto insurance in Sugerloaf. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sugerloaf, San Mateo, CA Savings / Yr. |
|---|---|
$661 |
|
$1,210 |
|
$957 |
|
$1,682 |
|
$863 |
|
$375 |
|
$0 |
Sugerloaf Car Insurance vs. San Mateo
People living in Sugerloaf pay an average of 2.92% more than the typical driver in the state. The average driver in Sugerloaf can expect to pay about $967 per year, or $2,067 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Sugerloaf for most people.
Car Insurance Prices by Sugerloaf Neighborhood
Insurance Prices
Where is insurance cheapest within Sugerloaf?
The map shows insurance prices in and around Sugerloaf, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $268 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,207 to a low of $1,939. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Sugerloaf.Pick the Best Car Insurance Company for You in Sugerloaf
The best car insurance provider for most drivers in Sugerloaf
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $661 over the average Sugerloaf car insurance company.
The best car insurance provider for Sugerloaf drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,210 over the competition.
The best car insurance company for Sugerloaf drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $957 better than other car insurance companies.
The best auto insurance for Sugerloaf drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,682 less each year.
The least expensive car insurance company for new and young drivers in Sugerloaf
In Sugerloaf, State Farm costs young drivers $863 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sugerloaf
Progressive gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Sugerloaf couple's premiums.
The cheapest car insurance in Sugerloaf for drivers with bad credit
The best Sugerloaf car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sugerloaf
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Sugerloaf driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sugerloaf, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Sugerloaf
What Influences the Cost of Car Insurance in Sugerloaf?
On average, car insurance in Sugerloaf is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Sugerloaf is 40 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sugerloaf are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Sugerloaf is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sugerloaf is $81 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Beresford: Insurance costs 0.10% less
- Hillsdale: Insurance costs 3.10% less
- Western Hills: Insurance costs 3.97% less
- Marina Lagoon: Insurance costs 1.16% more
- Haywood Park: Insurance costs the same
- Baywood-Aragon: Insurance costs 1.31% less
- Downtown San Mateo: Insurance costs 1.21% more
- East San Mateo: Insurance costs 0.63% less
- Shoreview: Insurance costs 0.24% more
- North Central San Francisco: Insurance costs 5.56% more
Neighborhoods with Similar Populations
- Welleby: Insurance costs 56.17% more
- Gresham-Rockwood: Insurance costs 5.08% less
- Groveton: Insurance costs 33.28% less
- Harmony Village: Insurance costs 101.40% more
- Westgate: Insurance costs 14.27% more
- Highland: Insurance costs 2.52% more
- West Ward: Insurance costs 25.59% less
- West Henderson: Insurance costs 13.16% more
- West End: Insurance costs 23.32% less
- Huffman-O'Malley: Insurance costs 28.64% less