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Get Cheap Car Insurance in Western Hills, San Mateo, CA
We monitor insurance prices, helping the average driver in Western Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Western Hills
The chart below shows the cheapest car insurance company in Western Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Western Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Western Hills Driver
Based on our extensive insurance data, we know the average Western Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $635 per year by choosing the right vehicle insurance company. Some Western Hills residents are paying out over $1,985 extra every year for auto insurance in Western Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Western Hills, San Mateo, CA Savings / Yr. |
|---|---|
$635 |
|
$1,162 |
|
$919 |
|
$1,615 |
|
$829 |
|
$360 |
|
$0 |
Western Hills Car Insurance vs. San Mateo
People living in Western Hills pay an average of 1.16% less than the typical driver in the state. The average driver in Western Hills can expect to pay about $929 per year, or $1,985 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Western Hills for most people.
Car Insurance Prices by Western Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Western Hills?
The map shows insurance prices in and around Western Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,048 to a low of $1,968. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Western Hills.Pick the Best Car Insurance Company for You in Western Hills
The best car insurance provider for most drivers in Western Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $635 over the average Western Hills car insurance company.
The best car insurance provider for Western Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,162 over the competition.
The best car insurance company for Western Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $919 better than other car insurance companies.
The best auto insurance for Western Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,615 less each year.
The least expensive car insurance company for new and young drivers in Western Hills
In Western Hills, State Farm costs young drivers $829 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Western Hills
Progressive gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average Western Hills couple's premiums.
The cheapest car insurance in Western Hills for drivers with bad credit
The best Western Hills car insurance company for customer service
Nationwide was the best company for customer service in Western Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Western Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Western Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Western Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Western Hills
What Influences the Cost of Car Insurance in Western Hills?
On average, car insurance in Western Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Western Hills is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Western Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Western Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Western Hills is $77 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sugerloaf: Insurance costs 4.13% more
- Beresford: Insurance costs 4.03% more
- Baywood-Aragon: Insurance costs 2.77% more
- Haywood Park: Insurance costs 4.13% more
- Hillsdale: Insurance costs 0.91% more
- Downtown San Mateo: Insurance costs 5.39% more
- Marina Lagoon: Insurance costs 5.34% more
- East San Mateo: Insurance costs 3.48% more
- North Central San Francisco: Insurance costs 9.92% more
- Shoreview: Insurance costs 4.38% more
Neighborhoods with Similar Populations
- Sagepointe: Insurance costs 6.75% more
- Marietta: Insurance costs 24.28% more
- Maxwell: Insurance costs 2.72% less
- McGovern Park: Insurance costs 25.79% less
- 9th Ward: Insurance costs 13.40% more
- Merrill Park: Insurance costs 30.78% less
- Midtown Savannah: Insurance costs 1.41% less
- Midwest: Insurance costs 108.26% more
- Mill River: Insurance costs 30.08% more
- Northhampton: Insurance costs 3.48% less