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Get Cheap Car Insurance in Downtown San Mateo, San Mateo, CA
We monitor insurance prices, helping the average driver in Downtown San Mateo save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Downtown San Mateo
The chart below shows the cheapest car insurance company in Downtown San Mateo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Downtown San Mateo Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $66 |
Savings for Every Kind of Downtown San Mateo Driver
Based on our extensive insurance data, we know the average Downtown San Mateo driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $669 per year by choosing the right vehicle insurance company. Some Downtown San Mateo residents are paying out over $2,092 extra every year for auto insurance in Downtown San Mateo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown San Mateo, San Mateo, CA Savings / Yr. |
|---|---|
$669 |
|
$1,225 |
|
$969 |
|
$1,702 |
|
$874 |
|
$379 |
|
$0 |
Downtown San Mateo Car Insurance vs. San Mateo
People living in Downtown San Mateo pay an average of 4.18% more than the typical driver in the state. The average driver in Downtown San Mateo can expect to pay about $979 per year, or $2,092 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Downtown San Mateo for most people.
Car Insurance Prices by Downtown San Mateo Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown San Mateo?
The map shows insurance prices in and around Downtown San Mateo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $233 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,234 to a low of $2,001. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Downtown San Mateo.Pick the Best Car Insurance Company for You in Downtown San Mateo
The best car insurance provider for most drivers in Downtown San Mateo
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $669 over the average Downtown San Mateo car insurance company.
The best car insurance provider for Downtown San Mateo drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,225 over the competition.
The best car insurance company for Downtown San Mateo drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $969 better than other car insurance companies.
The best auto insurance for Downtown San Mateo drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,702 less each year.
The least expensive car insurance company for new and young drivers in Downtown San Mateo
In Downtown San Mateo, State Farm costs young drivers $874 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown San Mateo
Progressive gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Downtown San Mateo couple's premiums.
The cheapest car insurance in Downtown San Mateo for drivers with bad credit
The best Downtown San Mateo car insurance company for customer service
Nationwide was the best company for customer service in Downtown San Mateo according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown San Mateo
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Downtown San Mateo driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown San Mateo, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown San Mateo
What Influences the Cost of Car Insurance in Downtown San Mateo?
On average, car insurance in Downtown San Mateo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown San Mateo is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown San Mateo are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Downtown San Mateo has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown San Mateo is $82 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Baywood-Aragon: Insurance costs 2.49% less
- Haywood Park: Insurance costs 1.20% less
- East San Mateo: Insurance costs 1.82% less
- North Central San Francisco: Insurance costs 4.30% more
- Shoreview: Insurance costs 0.96% less
- Beresford: Insurance costs 1.29% less
- Downtown Burlingame: Insurance costs 8.80% more
- Hillsdale: Insurance costs 4.25% less
- Marina Lagoon: Insurance costs 0.05% less
- Sugerloaf: Insurance costs 1.20% less
Neighborhoods with Similar Populations
- South West: Insurance costs 14.82% more
- Hutton Park: Insurance costs 4.68% more
- Locks: Insurance costs 8.99% less
- Logan: Insurance costs 59.56% more
- Long Meadow Farms: Insurance costs 15.68% less
- Marconi Plaza-Packer Park: Insurance costs 26.20% less
- Milton Upper Mills: Insurance costs 3.87% less
- North East: Insurance costs 12.57% more
- North Main: Insurance costs 23.61% less
- Oakland: Insurance costs 3.25% less