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Get Cheap Car Insurance in Baywood-Aragon, San Mateo, CA
We monitor insurance prices, helping the average driver in Baywood-Aragon save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Baywood-Aragon
The chart below shows the cheapest car insurance company in Baywood-Aragon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Baywood-Aragon Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Baywood-Aragon Driver
Based on our extensive insurance data, we know the average Baywood-Aragon driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $652 per year by choosing the right vehicle insurance company. Some Baywood-Aragon residents are paying out over $2,040 extra every year for auto insurance in Baywood-Aragon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baywood-Aragon, San Mateo, CA Savings / Yr. |
|---|---|
$652 |
|
$1,195 |
|
$945 |
|
$1,660 |
|
$852 |
|
$370 |
|
$0 |
Baywood-Aragon Car Insurance vs. San Mateo
People living in Baywood-Aragon pay an average of 1.59% more than the typical driver in the state. The average driver in Baywood-Aragon can expect to pay about $955 per year, or $2,040 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Baywood-Aragon for most people.
Car Insurance Prices by Baywood-Aragon Neighborhood
Insurance Prices
Where is insurance cheapest within Baywood-Aragon?
The map shows insurance prices in and around Baywood-Aragon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $146 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,126 to a low of $1,980. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Baywood-Aragon.Pick the Best Car Insurance Company for You in Baywood-Aragon
The best car insurance provider for most drivers in Baywood-Aragon
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $652 over the average Baywood-Aragon car insurance company.
The best car insurance provider for Baywood-Aragon drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,195 over the competition.
The best car insurance company for Baywood-Aragon drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $945 better than other car insurance companies.
The best auto insurance for Baywood-Aragon drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,660 less each year.
The least expensive car insurance company for new and young drivers in Baywood-Aragon
In Baywood-Aragon, State Farm costs young drivers $852 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baywood-Aragon
Progressive gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average Baywood-Aragon couple's premiums.
The cheapest car insurance in Baywood-Aragon for drivers with bad credit
The best Baywood-Aragon car insurance company for customer service
Nationwide was the best company for customer service in Baywood-Aragon according to the NAIC.
Recent price drops
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The cheapest large national provider in Baywood-Aragon
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Baywood-Aragon driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baywood-Aragon, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Baywood-Aragon
What Influences the Cost of Car Insurance in Baywood-Aragon?
On average, car insurance in Baywood-Aragon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Baywood-Aragon is 41 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baywood-Aragon are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Baywood-Aragon is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Baywood-Aragon is $80 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown San Mateo: Insurance costs 2.55% more
- Haywood Park: Insurance costs 1.32% more
- North Central San Francisco: Insurance costs 6.96% more
- Beresford: Insurance costs 1.23% more
- East San Mateo: Insurance costs 0.69% more
- Shoreview: Insurance costs 1.57% more
- Downtown Burlingame: Insurance costs 11.57% more
- Western Hills: Insurance costs 2.70% less
- Sugerloaf: Insurance costs 1.32% more
- Hillsdale: Insurance costs 1.81% less
Neighborhoods with Similar Populations
- 25th Street: Insurance costs 27.40% less
- South Bay: Insurance costs 8.04% less
- Millbrook: Insurance costs 49.90% more
- South Park: Insurance costs 16.27% more
- Venable: Insurance costs 40.64% less
- Bakersfield Country Club: Insurance costs 7.21% more
- Arlington Center: Insurance costs 13.73% less
- West End: Insurance costs 8.73% more
- Greenwood: Insurance costs 38.97% less
- Gross Point: Insurance costs 19.66% less