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Get Cheap Car Insurance in East San Mateo, San Mateo, CA
We monitor insurance prices, helping the average driver in East San Mateo save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in East San Mateo
The chart below shows the cheapest car insurance company in East San Mateo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| East San Mateo Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of East San Mateo Driver
Based on our extensive insurance data, we know the average East San Mateo driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $657 per year by choosing the right vehicle insurance company. Some East San Mateo residents are paying out over $2,054 extra every year for auto insurance in East San Mateo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East San Mateo, San Mateo, CA Savings / Yr. |
|---|---|
$657 |
|
$1,203 |
|
$951 |
|
$1,671 |
|
$858 |
|
$372 |
|
$0 |
East San Mateo Car Insurance vs. San Mateo
People living in East San Mateo pay an average of 2.29% more than the typical driver in the state. The average driver in East San Mateo can expect to pay about $962 per year, or $2,054 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in East San Mateo for most people.
Car Insurance Prices by East San Mateo Neighborhood
Insurance Prices
Where is insurance cheapest within East San Mateo?
The map shows insurance prices in and around East San Mateo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $102 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,094 to a low of $1,992. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of East San Mateo.Pick the Best Car Insurance Company for You in East San Mateo
The best car insurance provider for most drivers in East San Mateo
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $657 over the average East San Mateo car insurance company.
The best car insurance provider for East San Mateo drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,203 over the competition.
The best car insurance company for East San Mateo drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $951 better than other car insurance companies.
The best auto insurance for East San Mateo drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,671 less each year.
The least expensive car insurance company for new and young drivers in East San Mateo
In East San Mateo, State Farm costs young drivers $858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East San Mateo
Progressive gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average East San Mateo couple's premiums.
The cheapest car insurance in East San Mateo for drivers with bad credit
The best East San Mateo car insurance company for customer service
Nationwide was the best company for customer service in East San Mateo according to the NAIC.
Recent price drops
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The cheapest large national provider in East San Mateo
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average East San Mateo driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East San Mateo, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around East San Mateo
What Influences the Cost of Car Insurance in East San Mateo?
On average, car insurance in East San Mateo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East San Mateo are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- East San Mateo has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East San Mateo is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Shoreview: Insurance costs 0.88% more
- Downtown San Mateo: Insurance costs 1.85% more
- Haywood Park: Insurance costs 0.63% more
- Baywood-Aragon: Insurance costs 0.68% less
- North Central San Francisco: Insurance costs 6.23% more
- Marina Lagoon: Insurance costs 1.80% more
- Beresford: Insurance costs 0.54% more
- Hillsdale: Insurance costs 2.48% less
- Downtown Burlingame: Insurance costs 10.81% more
- Sugerloaf: Insurance costs 0.63% more
Neighborhoods with Similar Populations
- Pershing: Insurance costs 101.36% more
- Central Napa: Insurance costs 1.75% less
- Scotlandville: Insurance costs 82.72% more
- Cheswolde: Insurance costs 2.19% less
- Samoset: Insurance costs 34.52% more
- Churchill: Insurance costs 24.98% less
- Riverwest: Insurance costs 40.02% less
- River Road: Insurance costs 27.26% less
- Ridgeland: Insurance costs 11.25% less
- Rancho Rinconada: Insurance costs 0.19% more