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Get Cheap Car Insurance in South West, Hartford, CT
We monitor insurance prices, helping the average driver in South West save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in South West
The chart below shows the cheapest car insurance company in South West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| South West Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| State Farm | $98 |
| Safeco Insurance | $99 |
| Travelers | $100 |
Savings for Every Kind of South West Driver
Based on our extensive insurance data, we know the average South West driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $704 per year by choosing the right vehicle insurance company. Some South West residents are paying out over $2,402 extra every year for auto insurance in South West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South West, Hartford, CT Savings / Yr. |
|---|---|
$704 |
|
$976 |
|
$678 |
|
$1,132 |
|
$2,664 |
|
$638 |
|
$1,073 |
South West Car Insurance vs. Hartford
People living in South West pay an average of 24.16% more than the typical driver in the state. The average driver in South West can expect to pay about $1,645 per year, or $2,402 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South West for most people.
Car Insurance Prices by South West Neighborhood
Insurance Prices
Where is insurance cheapest within South West?
The map shows insurance prices in and around South West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $371 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,549 to a low of $2,178. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of South West.Pick the Best Car Insurance Company for You in South West
The best car insurance provider for most drivers in South West
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $704 over the average South West car insurance company.
The best car insurance provider for South West drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $976 over the competition.
The best car insurance company for South West drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $678 better than other car insurance companies.
The best auto insurance for South West drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,132 less each year.
The least expensive car insurance company for new and young drivers in South West
In South West, State Farm costs young drivers $2,664 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South West
State Farm gave the largest car insurance discounts to married couples, averaging $638 saved each year compared to an average South West couple's premiums.
The cheapest car insurance in South West for drivers with bad credit
The best South West car insurance company for customer service
Recent price drops
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The cheapest large national provider in South West
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South West driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South West, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South West
What Influences the Cost of Car Insurance in South West?
On average, car insurance in South West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South West are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South West has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South West is $137 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Behind The Rocks: Insurance costs 3.75% more
- South End Hartford: Insurance costs 4.37% more
- Barry Square: Insurance costs 5.87% more
- Parkville: Insurance costs 6.66% more
- Frog Hollow: Insurance costs 8.45% more
- Sheldon Charter Oak: Insurance costs 6.83% more
- West End: Insurance costs 5.45% less
- Asylum Hill: Insurance costs 5.25% more
- Downtown Hartford: Insurance costs 9.28% less
- Clay Arsenal: Insurance costs 10.95% more
Neighborhoods with Similar Populations
- Bridgetown North: Insurance costs 52.41% less
- Downtown Durham: Insurance costs 41.30% less
- Downtown San Mateo: Insurance costs 12.91% less
- Crocker: Insurance costs 8.03% less
- Comstock: Insurance costs 42.51% less
- Clinton: Insurance costs 37.01% less
- Central City East: Insurance costs 4.50% more
- Centennial: Insurance costs 6.79% less
- Buckingham: Insurance costs 41.76% less
- East Lake: Insurance costs 15.20% less