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Get Cheap Car Insurance in Downtown Hartford, Hartford, CT
We monitor insurance prices, helping the average driver in Downtown Hartford save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Downtown Hartford
The chart below shows the cheapest car insurance company in Downtown Hartford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Downtown Hartford Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| State Farm | $89 |
| Safeco Insurance | $90 |
| Travelers | $90 |
Savings for Every Kind of Downtown Hartford Driver
Based on our extensive insurance data, we know the average Downtown Hartford driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $638 per year by choosing the right vehicle insurance company. Some Downtown Hartford residents are paying out over $2,179 extra every year for auto insurance in Downtown Hartford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Hartford, Hartford, CT Savings / Yr. |
|---|---|
$638 |
|
$885 |
|
$615 |
|
$1,027 |
|
$2,416 |
|
$579 |
|
$973 |
Downtown Hartford Car Insurance vs. Hartford
People living in Downtown Hartford pay an average of 12.59% more than the typical driver in the state. The average driver in Downtown Hartford can expect to pay about $1,492 per year, or $2,179 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Downtown Hartford for most people.
Car Insurance Prices by Downtown Hartford Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Hartford?
The map shows insurance prices in and around Downtown Hartford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $496 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,636 to a low of $2,140. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Downtown Hartford.Pick the Best Car Insurance Company for You in Downtown Hartford
The best car insurance provider for most drivers in Downtown Hartford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $638 over the average Downtown Hartford car insurance company.
The best car insurance provider for Downtown Hartford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $885 over the competition.
The best car insurance company for Downtown Hartford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $615 better than other car insurance companies.
The best auto insurance for Downtown Hartford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,027 less each year.
The least expensive car insurance company for new and young drivers in Downtown Hartford
In Downtown Hartford, State Farm costs young drivers $2,416 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Hartford
State Farm gave the largest car insurance discounts to married couples, averaging $579 saved each year compared to an average Downtown Hartford couple's premiums.
The cheapest car insurance in Downtown Hartford for drivers with bad credit
The best Downtown Hartford car insurance company for customer service
Amica was the best company for customer service in Downtown Hartford according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Hartford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Downtown Hartford driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Hartford, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Downtown Hartford
What Influences the Cost of Car Insurance in Downtown Hartford?
On average, car insurance in Downtown Hartford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Hartford are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Downtown Hartford is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Hartford is $124 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sheldon Charter Oak: Insurance costs 17.76% more
- Frog Hollow: Insurance costs 19.55% more
- Clay Arsenal: Insurance costs 22.30% more
- Asylum Hill: Insurance costs 16.02% more
- Upper Albany: Insurance costs 23.73% more
- Barry Square: Insurance costs 16.70% more
- North East: Insurance costs 22.17% more
- West End: Insurance costs 4.22% more
- Parkville: Insurance costs 17.58% more
- Behind The Rocks: Insurance costs 14.36% more
Neighborhoods with Similar Populations
- Downtown Juneau: Insurance costs 40.89% less
- College Park San Antonio: Insurance costs 19.05% less
- Colonial Heights: Insurance costs 48.92% less
- Northridge: Insurance costs 34.24% less
- Crescent Area Historic District: Insurance costs 8.03% more
- Northside Hester Park: Insurance costs 22.67% less
- Norton Commons: Insurance costs 2.25% less
- Dixon: Insurance costs 31.80% less
- Douglas: Insurance costs 37.36% less
- Laurel: Insurance costs 4.31% more